FY2027 Small Area FMR · Oakland, CA

ZIP 94618 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 94618 (Oakland, CA) is $3,180 a month, down 7.3% from FY2026. That is 13% above the Oakland-Fremont, CA area-wide FMR of $2,805.

2-bedroom SAFMR$3,180per month ▼ 7.3%

Area-wide 2 BR FMR$2,805Oakland-Fremont, CA

Rank in the area26thof 115 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,862

2 BR Small Area FMR$3,180

110% of SAFMR$3,498

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,370▼ 6.0%

1 BR$2,600▼ 7.5%

2 BR$3,180▼ 7.3%

3 BR$4,070▼ 7.3%

4 BR$4,820▼ 7.3%

FY2027 FY2026

Where 94618 sits in the Oakland-Fremont, CA area

Of the 115 ZIP codes HUD lists for the area, 94618 has the 26th highest two-bedroom Small Area FMR. Oakland-Fremont, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,805 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,180 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,370	$2,133 – $2,607	$2,088	$2,520
1 bedroom	$2,600	$2,340 – $2,860	$2,290	$2,810
2 bedrooms	$3,180	$2,862 – $3,498	$2,805	$3,430
3 bedrooms	$4,070	$3,663 – $4,477	$3,592	$4,390
4 bedrooms	$4,820	$4,338 – $5,302	$4,250	$5,200

A household renting a two-bedroom home at the Small Area FMR of $3,180 needs about $127,200 a year to keep housing costs at 30% of income. The area median family income is $162,800 and the 80% low-income limit for four people is $135,750. ZIP code 94618 lies mainly in Alameda County. See the Oakland-Fremont, CA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
94705	Berkeley	1.4 mi	$2,830
94609	Oakland	1.6 mi	$2,890
94704	Berkeley	1.8 mi	$2,630
94611	Oakland	2.2 mi	$3,000
94720	Berkeley	2.2 mi	$2,770
94610	Oakland	2.3 mi	$2,910

Questions

What is the Fair Market Rent for ZIP code 94618?

HUD's FY2027 Small Area Fair Market Rents for 94618 are $2,370 (studio), $2,600 (1 BR), $3,180 (2 BR), $4,070 (3 BR) and $4,820 (4 BR) a month.

What is the Section 8 payment standard in 94618?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 94618 that range is $2,862 to $3,498 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 94618?

The FY2026 income limits of the Oakland-Fremont, CA area apply: median family income $162,800, low-income (80%) limit $135,750 for a family of four.