Income Limits by County

FY2027 Small Area FMR · Berkeley, CA

ZIP 94705 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 94705 (Berkeley, CA) is $2,830 a month, down 1.4% from FY2026. That is 1% above the Oakland-Fremont, CA area-wide FMR of $2,805.

2-bedroom SAFMR$2,830per month ▼ 1.4%
Area-wide 2 BR FMR$2,805Oakland-Fremont, CA
Rank in the area52ndof 115 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,547
2 BR Small Area FMR$2,830
110% of SAFMR$3,113

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 94705 sits in the Oakland-Fremont, CA area

$2,270$3,830median $2,810

Of the 115 ZIP codes HUD lists for the area, 94705 has the 52nd highest two-bedroom Small Area FMR. Oakland-Fremont, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,805 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,830 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,110$1,899 – $2,321$2,088$2,110
1 bedroom$2,310$2,079 – $2,541$2,290$2,350
2 bedrooms$2,830$2,547 – $3,113$2,805$2,870
3 bedrooms$3,620$3,258 – $3,982$3,592$3,670
4 bedrooms$4,290$3,861 – $4,719$4,250$4,350

A household renting a two-bedroom home at the Small Area FMR of $2,830 needs about $113,200 a year to keep housing costs at 30% of income. The area median family income is $162,800 and the 80% low-income limit for four people is $135,750. ZIP code 94705 lies mainly in Alameda County. See the Oakland-Fremont, CA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
94704Berkeley1.1 mi$2,630
94720Berkeley1.1 mi$2,770
94618Oakland1.4 mi$3,180
94709Berkeley1.8 mi$2,820
94703Berkeley2.0 mi$2,680
94609Oakland2.6 mi$2,890

Questions

What is the Fair Market Rent for ZIP code 94705?

HUD's FY2027 Small Area Fair Market Rents for 94705 are $2,110 (studio), $2,310 (1 BR), $2,830 (2 BR), $3,620 (3 BR) and $4,290 (4 BR) a month.

What is the Section 8 payment standard in 94705?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 94705 that range is $2,547 to $3,113 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 94705?

The FY2026 income limits of the Oakland-Fremont, CA area apply: median family income $162,800, low-income (80%) limit $135,750 for a family of four.