FY2027 Small Area FMR · Lodi, CA

ZIP 95241 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95241 (Lodi, CA) is $2,020 a month, up 16.1% from FY2026. That is 0% equal to the Stockton-Lodi, CA area-wide FMR of $2,015.

2-bedroom SAFMR$2,020per month ▲ 16.1%

Area-wide 2 BR FMR$2,015Stockton-Lodi, CA

Rank in the area17thof 47 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,818

2 BR Small Area FMR$2,020

110% of SAFMR$2,222

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,530▲ 18.6%

1 BR$1,630▲ 17.3%

2 BR$2,020▲ 16.1%

3 BR$2,800▲ 15.7%

4 BR$3,380▲ 15.8%

FY2027 FY2026

Where 95241 sits in the Stockton-Lodi, CA area

Of the 47 ZIP codes HUD lists for the area, 95241 has the 17th highest two-bedroom Small Area FMR. Stockton-Lodi, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,015 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,020 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,530	$1,377 – $1,683	$1,525	$1,290
1 bedroom	$1,630	$1,467 – $1,793	$1,628	$1,390
2 bedrooms	$2,020	$1,818 – $2,222	$2,015	$1,740
3 bedrooms	$2,800	$2,520 – $3,080	$2,790	$2,420
4 bedrooms	$3,380	$3,042 – $3,718	$3,368	$2,920

A household renting a two-bedroom home at the Small Area FMR of $2,020 needs about $80,800 a year to keep housing costs at 30% of income. The area median family income is $108,100 and the 80% low-income limit for four people is $86,500. ZIP code 95241 lies mainly in San Joaquin County. See the Stockton-Lodi, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
95258	Woodbridge	3.4 mi	$1,790
95253	Victor	3.7 mi	$1,500
95220	Acampo	5.1 mi	$1,740
95242	Lodi	6.1 mi	$2,300
95212	Stockton	6.1 mi	$2,810
95237	Lockeford	7.0 mi	$1,540

Questions

What is the Fair Market Rent for ZIP code 95241?

HUD's FY2027 Small Area Fair Market Rents for 95241 are $1,530 (studio), $1,630 (1 BR), $2,020 (2 BR), $2,800 (3 BR) and $3,380 (4 BR) a month.

What is the Section 8 payment standard in 95241?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95241 that range is $1,818 to $2,222 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95241?

The FY2026 income limits of the Stockton-Lodi, CA area apply: median family income $108,100, low-income (80%) limit $86,500 for a family of four.