Income Limits by County

FY2027 Small Area FMR · Clearlake, CA

ZIP 95422 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95422 (Clearlake, CA) is $1,580 a month, up 8.2% from FY2026. That is 2% below the Lake County, CA area-wide FMR of $1,616.

2-bedroom SAFMR$1,580per month ▲ 8.2%
Area-wide 2 BR FMR$1,616Lake County, CA
Rank in the area9thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,422
2 BR Small Area FMR$1,580
110% of SAFMR$1,738

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 95422 sits in the Lake County, CA area

$1,400$2,990median $1,600

Of the 16 ZIP codes HUD lists for the area, 95422 has the 9th highest two-bedroom Small Area FMR. Lake County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,616 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,580 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,210$1,089 – $1,331$1,233$1,110
1 bedroom$1,210$1,089 – $1,331$1,235$1,110
2 bedrooms$1,580$1,422 – $1,738$1,616$1,460
3 bedrooms$2,190$1,971 – $2,409$2,238$2,030
4 bedrooms$2,640$2,376 – $2,904$2,701$2,450

A household renting a two-bedroom home at the Small Area FMR of $1,580 needs about $63,200 a year to keep housing costs at 30% of income. The area median family income is $72,400 and the 80% low-income limit for four people is $77,700. ZIP code 95422 lies mainly in Lake County. See the Lake County, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
95423Clearlake Oaks6.3 mi$1,520
95457Lower Lake7.9 mi$1,940
95443Glenhaven8.8 mi$1,470
95451Kelseyville9.6 mi$1,630
95426Cobb11.3 mi$2,060
95467Hidden Valley Lake12.2 mi$2,420

Questions

What is the Fair Market Rent for ZIP code 95422?

HUD's FY2027 Small Area Fair Market Rents for 95422 are $1,210 (studio), $1,210 (1 BR), $1,580 (2 BR), $2,190 (3 BR) and $2,640 (4 BR) a month.

What is the Section 8 payment standard in 95422?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95422 that range is $1,422 to $1,738 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95422?

The FY2026 income limits of the Lake County, CA area apply: median family income $72,400, low-income (80%) limit $77,700 for a family of four.