FY2027 Small Area FMR · Lower Lake, CA
ZIP 95457 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95457 (Lower Lake, CA) is $1,940 a month, down 9.8% from FY2026. That is 20% above the Lake County, CA area-wide FMR of $1,616.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 95457 sits in the Lake County, CA area
Of the 16 ZIP codes HUD lists for the area, 95457 has the 4th highest two-bedroom Small Area FMR. Lake County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,616 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,940 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,440 | $1,296 – $1,584 | $1,233 | $1,600 |
| 1 bedroom | $1,480 | $1,332 – $1,628 | $1,235 | $1,640 |
| 2 bedrooms | $1,940 | $1,746 – $2,134 | $1,616 | $2,150 |
| 3 bedrooms | $2,650 | $2,385 – $2,915 | $2,238 | $2,940 |
| 4 bedrooms | $3,180 | $2,862 – $3,498 | $2,701 | $3,530 |
A household renting a two-bedroom home at the Small Area FMR of $1,940 needs about $77,600 a year to keep housing costs at 30% of income. The area median family income is $72,400 and the 80% low-income limit for four people is $77,700. ZIP code 95457 lies mainly in Lake County. See the Lake County, CA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 95457?
HUD's FY2027 Small Area Fair Market Rents for 95457 are $1,440 (studio), $1,480 (1 BR), $1,940 (2 BR), $2,650 (3 BR) and $3,180 (4 BR) a month.
What is the Section 8 payment standard in 95457?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95457 that range is $1,746 to $2,134 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 95457?
The FY2026 income limits of the Lake County, CA area apply: median family income $72,400, low-income (80%) limit $77,700 for a family of four.