Income Limits by County

FY2027 Small Area FMR · Eureka, CA

ZIP 95502 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95502 (Eureka, CA) is $1,550 a month, unchanged from FY2026. That is 0% equal to the Humboldt County, CA area-wide FMR of $1,554.

2-bedroom SAFMR$1,550per month ■ 0.0%
Area-wide 2 BR FMR$1,554Humboldt County, CA
Rank in the area11thof 40 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,395
2 BR Small Area FMR$1,550
110% of SAFMR$1,705

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 95502 sits in the Humboldt County, CA area

$1,400$2,270median $1,550

Of the 40 ZIP codes HUD lists for the area, 95502 has the 11th highest two-bedroom Small Area FMR. Humboldt County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,554 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,550 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,120$1,008 – $1,232$1,122$1,110
1 bedroom$1,180$1,062 – $1,298$1,188$1,190
2 bedrooms$1,550$1,395 – $1,705$1,554$1,550
3 bedrooms$2,150$1,935 – $2,365$2,152$2,160
4 bedrooms$2,590$2,331 – $2,849$2,597$2,600

A household renting a two-bedroom home at the Small Area FMR of $1,550 needs about $62,000 a year to keep housing costs at 30% of income. The area median family income is $85,700 and the 80% low-income limit for four people is $77,700. ZIP code 95502 lies mainly in Humboldt County. See the Humboldt County, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
95501Eureka1.2 mi$1,440
95564Samoa1.7 mi$1,770
95503Eureka5.3 mi$1,770
95537Fields Landing5.3 mi$1,700
95524Bayside6.7 mi$2,090
95521Arcata6.9 mi$1,590

Questions

What is the Fair Market Rent for ZIP code 95502?

HUD's FY2027 Small Area Fair Market Rents for 95502 are $1,120 (studio), $1,180 (1 BR), $1,550 (2 BR), $2,150 (3 BR) and $2,590 (4 BR) a month.

What is the Section 8 payment standard in 95502?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95502 that range is $1,395 to $1,705 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95502?

The FY2026 income limits of the Humboldt County, CA area apply: median family income $85,700, low-income (80%) limit $77,700 for a family of four.