Income Limits by County

FY2027 Small Area FMR · Fields Landing, CA

ZIP 95537 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95537 (Fields Landing, CA) is $1,700 a month, up 2.4% from FY2026. That is 9% above the Humboldt County, CA area-wide FMR of $1,554.

2-bedroom SAFMR$1,700per month ▲ 2.4%
Area-wide 2 BR FMR$1,554Humboldt County, CA
Rank in the area7thof 40 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,530
2 BR Small Area FMR$1,700
110% of SAFMR$1,870

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 95537 sits in the Humboldt County, CA area

$1,400$2,270median $1,550

Of the 40 ZIP codes HUD lists for the area, 95537 has the 7th highest two-bedroom Small Area FMR. Humboldt County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,554 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,700 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,230$1,107 – $1,353$1,122$1,190
1 bedroom$1,300$1,170 – $1,430$1,188$1,270
2 bedrooms$1,700$1,530 – $1,870$1,554$1,660
3 bedrooms$2,360$2,124 – $2,596$2,152$2,300
4 bedrooms$2,850$2,565 – $3,135$2,597$2,780

A household renting a two-bedroom home at the Small Area FMR of $1,700 needs about $68,000 a year to keep housing costs at 30% of income. The area median family income is $85,700 and the 80% low-income limit for four people is $77,700. ZIP code 95537 lies mainly in Humboldt County. See the Humboldt County, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
95551Loleta3.6 mi$1,530
95564Samoa4.5 mi$1,770
95503Eureka5.8 mi$1,770
95501Eureka6.0 mi$1,440
95524Bayside10.9 mi$2,090
95540Fortuna11.1 mi$1,410

Questions

What is the Fair Market Rent for ZIP code 95537?

HUD's FY2027 Small Area Fair Market Rents for 95537 are $1,230 (studio), $1,300 (1 BR), $1,700 (2 BR), $2,360 (3 BR) and $2,850 (4 BR) a month.

What is the Section 8 payment standard in 95537?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95537 that range is $1,530 to $1,870 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95537?

The FY2026 income limits of the Humboldt County, CA area apply: median family income $85,700, low-income (80%) limit $77,700 for a family of four.