FY2027 Small Area FMR · Loleta, CA

ZIP 95551 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95551 (Loleta, CA) is $1,530 a month, down 2.5% from FY2026. That is 2% below the Humboldt County, CA area-wide FMR of $1,554.

2-bedroom SAFMR$1,530per month ▼ 2.5%

Area-wide 2 BR FMR$1,554Humboldt County, CA

Rank in the area25thof 40 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,377

2 BR Small Area FMR$1,530

110% of SAFMR$1,683

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,100▼ 2.7%

1 BR$1,170▼ 2.5%

2 BR$1,530▼ 2.5%

3 BR$2,120▼ 2.8%

4 BR$2,560▼ 2.7%

FY2027 FY2026

Where 95551 sits in the Humboldt County, CA area

Of the 40 ZIP codes HUD lists for the area, 95551 has the 25th highest two-bedroom Small Area FMR. Humboldt County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,554 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,530 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,100	$990 – $1,210	$1,122	$1,130
1 bedroom	$1,170	$1,053 – $1,287	$1,188	$1,200
2 bedrooms	$1,530	$1,377 – $1,683	$1,554	$1,570
3 bedrooms	$2,120	$1,908 – $2,332	$2,152	$2,180
4 bedrooms	$2,560	$2,304 – $2,816	$2,597	$2,630

A household renting a two-bedroom home at the Small Area FMR of $1,530 needs about $61,200 a year to keep housing costs at 30% of income. The area median family income is $85,700 and the 80% low-income limit for four people is $77,700. ZIP code 95551 lies mainly in Humboldt County. See the Humboldt County, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
95537	Fields Landing	3.6 mi	$1,700
95503	Eureka	7.8 mi	$1,770
95564	Samoa	8.1 mi	$1,770
95540	Fortuna	8.3 mi	$1,410
95501	Eureka	9.5 mi	$1,440
95547	Hydesville	11.3 mi	$1,460

Questions

What is the Fair Market Rent for ZIP code 95551?

HUD's FY2027 Small Area Fair Market Rents for 95551 are $1,100 (studio), $1,170 (1 BR), $1,530 (2 BR), $2,120 (3 BR) and $2,560 (4 BR) a month.

What is the Section 8 payment standard in 95551?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95551 that range is $1,377 to $1,683 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95551?

The FY2026 income limits of the Humboldt County, CA area apply: median family income $85,700, low-income (80%) limit $77,700 for a family of four.