FY2027 Small Area FMR · Somerset, CA

ZIP 95684 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95684 (Somerset, CA) is $2,040 a month, up 1.5% from FY2026. That is 7% below the Sacramento--Roseville--Arden-Arcade, CA area-wide FMR of $2,201.

2-bedroom SAFMR$2,040per month ▲ 1.5%

Area-wide 2 BR FMR$2,201Sacramento--Roseville--Arden

Rank in the area95thof 130 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,836

2 BR Small Area FMR$2,040

110% of SAFMR$2,244

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,610▲ 3.2%

1 BR$1,660▲ 1.8%

2 BR$2,040▲ 1.5%

3 BR$2,680■ 0.0%

4 BR$3,090▲ 0.3%

FY2027 FY2026

Where 95684 sits in the Sacramento--Roseville--Arden-Arcade, CA area

Of the 130 ZIP codes HUD lists for the area, 95684 has the 95th highest two-bedroom Small Area FMR. Sacramento--Roseville--Arden-Arcade, CA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,836 and $2,244 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,610	$1,449 – $1,771	$1,742	$1,560
1 bedroom	$1,660	$1,494 – $1,826	$1,793	$1,630
2 bedrooms	$2,040	$1,836 – $2,244	$2,201	$2,010
3 bedrooms	$2,680	$2,412 – $2,948	$2,887	$2,680
4 bedrooms	$3,090	$2,781 – $3,399	$3,329	$3,080

A household renting a two-bedroom home at the Small Area FMR of $2,040 needs about $81,600 a year to keep housing costs at 30% of income. The area median family income is $124,000 and the 80% low-income limit for four people is $105,100. ZIP code 95684 lies mainly in El Dorado County. See the Sacramento--Roseville--Arden-Arcade, CA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
95629	Fiddletown	7.7 mi	$1,800
95689	Volcano	8.0 mi	$1,710
95675	River Pines	9.0 mi	$1,810
95636	Grizzly Flats	11.0 mi	$2,040
95709	Camino	11.9 mi	$1,880
95666	Pioneer	12.2 mi	$1,690

Questions

What is the Fair Market Rent for ZIP code 95684?

HUD's FY2027 Small Area Fair Market Rents for 95684 are $1,610 (studio), $1,660 (1 BR), $2,040 (2 BR), $2,680 (3 BR) and $3,090 (4 BR) a month.

What is the Section 8 payment standard in 95684?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95684 that range is $1,836 to $2,244 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95684?

The FY2026 income limits of the Sacramento--Roseville--Arden-Arcade, CA area apply: median family income $124,000, low-income (80%) limit $105,100 for a family of four.