FY2027 Small Area FMR · Volcano, CA

ZIP 95689 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95689 (Volcano, CA) is $1,710 a month, up 8.2% from FY2026. That is 3% below the Amador County, CA area-wide FMR of $1,765.

2-bedroom SAFMR$1,710per month ▲ 8.2%

Area-wide 2 BR FMR$1,765Amador County, CA

Rank in the area8thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,539

2 BR Small Area FMR$1,710

110% of SAFMR$1,881

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,330▲ 3.9%

1 BR$1,340▲ 3.9%

2 BR$1,710▲ 8.2%

3 BR$2,160▲ 4.3%

4 BR$2,500▼ 0.4%

FY2027 FY2026

Where 95689 sits in the Amador County, CA area

Of the 13 ZIP codes HUD lists for the area, 95689 has the 8th highest two-bedroom Small Area FMR. Amador County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,765 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,710 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,330	$1,197 – $1,463	$1,373	$1,280
1 bedroom	$1,340	$1,206 – $1,474	$1,381	$1,290
2 bedrooms	$1,710	$1,539 – $1,881	$1,765	$1,580
3 bedrooms	$2,160	$1,944 – $2,376	$2,219	$2,070
4 bedrooms	$2,500	$2,250 – $2,750	$2,568	$2,510

A household renting a two-bedroom home at the Small Area FMR of $1,710 needs about $68,400 a year to keep housing costs at 30% of income. The area median family income is $110,500 and the 80% low-income limit for four people is $88,400. ZIP code 95689 lies mainly in Amador County. See the Amador County, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
95629	Fiddletown	4.9 mi	$1,800
95665	Pine Grove	5.8 mi	$1,530
95684	Somerset	8.0 mi	$2,040
95675	River Pines	8.3 mi	$1,810
95255	West Point	8.5 mi	$1,390
95232	Glencoe	8.6 mi	$1,390

Questions

What is the Fair Market Rent for ZIP code 95689?

HUD's FY2027 Small Area Fair Market Rents for 95689 are $1,330 (studio), $1,340 (1 BR), $1,710 (2 BR), $2,160 (3 BR) and $2,500 (4 BR) a month.

What is the Section 8 payment standard in 95689?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95689 that range is $1,539 to $1,881 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95689?

The FY2026 income limits of the Amador County, CA area apply: median family income $110,500, low-income (80%) limit $88,400 for a family of four.