FY2027 Small Area FMR · Echo Lake, CA

ZIP 95721 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95721 (Echo Lake, CA) is $2,100 a month, down 3.2% from FY2026. That is 5% below the Sacramento--Roseville--Arden-Arcade, CA area-wide FMR of $2,201.

2-bedroom SAFMR$2,100per month ▼ 3.2%

Area-wide 2 BR FMR$2,201Sacramento--Roseville--Arden

Rank in the area85thof 130 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,890

2 BR Small Area FMR$2,100

110% of SAFMR$2,310

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,660▼ 1.2%

1 BR$1,710▼ 2.8%

2 BR$2,100▼ 3.2%

3 BR$2,750▼ 4.8%

4 BR$3,180▼ 4.5%

FY2027 FY2026

Where 95721 sits in the Sacramento--Roseville--Arden-Arcade, CA area

Of the 130 ZIP codes HUD lists for the area, 95721 has the 85th highest two-bedroom Small Area FMR. Sacramento--Roseville--Arden-Arcade, CA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,890 and $2,310 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,660	$1,494 – $1,826	$1,742	$1,680
1 bedroom	$1,710	$1,539 – $1,881	$1,793	$1,760
2 bedrooms	$2,100	$1,890 – $2,310	$2,201	$2,170
3 bedrooms	$2,750	$2,475 – $3,025	$2,887	$2,890
4 bedrooms	$3,180	$2,862 – $3,498	$3,329	$3,330

A household renting a two-bedroom home at the Small Area FMR of $2,100 needs about $84,000 a year to keep housing costs at 30% of income. The area median family income is $124,000 and the 80% low-income limit for four people is $105,100. ZIP code 95721 lies mainly in El Dorado County. See the Sacramento--Roseville--Arden-Arcade, CA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
96150	South Lake Tahoe	4.1 mi	$1,930
95735	Twin Bridges	4.1 mi	$2,100
96155	South Lake Tahoe	5.4 mi	$1,750
95720	Kyburz	9.6 mi	$1,550
95646	Kirkwood	10.5 mi	$1,680
96142	Tahoma	11.2 mi	$2,190

Questions

What is the Fair Market Rent for ZIP code 95721?

HUD's FY2027 Small Area Fair Market Rents for 95721 are $1,660 (studio), $1,710 (1 BR), $2,100 (2 BR), $2,750 (3 BR) and $3,180 (4 BR) a month.

What is the Section 8 payment standard in 95721?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95721 that range is $1,890 to $2,310 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95721?

The FY2026 income limits of the Sacramento--Roseville--Arden-Arcade, CA area apply: median family income $124,000, low-income (80%) limit $105,100 for a family of four.