FY2027 Small Area FMR · Berry Creek, CA

ZIP 95916 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95916 (Berry Creek, CA) is $1,470 a month, up 11.4% from FY2026. That is 3% below the Chico, CA area-wide FMR of $1,509.

2-bedroom SAFMR$1,470per month ▲ 11.4%

Area-wide 2 BR FMR$1,509Chico, CA

Rank in the area16thof 24 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,323

2 BR Small Area FMR$1,470

110% of SAFMR$1,617

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,040▲ 7.2%

1 BR$1,150▲ 12.7%

2 BR$1,470▲ 11.4%

3 BR$2,040▲ 10.3%

4 BR$2,460▲ 10.8%

FY2027 FY2026

Where 95916 sits in the Chico, CA area

Of the 24 ZIP codes HUD lists for the area, 95916 has the 16th highest two-bedroom Small Area FMR. Chico, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,509 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,470 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,040	$936 – $1,144	$1,064	$970
1 bedroom	$1,150	$1,035 – $1,265	$1,190	$1,020
2 bedrooms	$1,470	$1,323 – $1,617	$1,509	$1,320
3 bedrooms	$2,040	$1,836 – $2,244	$2,090	$1,850
4 bedrooms	$2,460	$2,214 – $2,706	$2,522	$2,220

A household renting a two-bedroom home at the Small Area FMR of $1,470 needs about $58,800 a year to keep housing costs at 30% of income. The area median family income is $89,400 and the 80% low-income limit for four people is $77,700. ZIP code 95916 lies mainly in Butte County. See the Chico, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
95941	Forbestown	11.6 mi	$1,510
95930	Clipper Mills	12.4 mi	$1,510
95965	Oroville	13.2 mi	$1,470
95966	Oroville	13.5 mi	$1,470
95914	Bangor	15.0 mi	$1,470
95925	Challenge	15.1 mi	$1,510

Questions

What is the Fair Market Rent for ZIP code 95916?

HUD's FY2027 Small Area Fair Market Rents for 95916 are $1,040 (studio), $1,150 (1 BR), $1,470 (2 BR), $2,040 (3 BR) and $2,460 (4 BR) a month.

What is the Section 8 payment standard in 95916?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95916 that range is $1,323 to $1,617 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95916?

The FY2026 income limits of the Chico, CA area apply: median family income $89,400, low-income (80%) limit $77,700 for a family of four.