Income Limits by County

FY2027 Small Area FMR · Elk Creek, CA

ZIP 95939 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95939 (Elk Creek, CA) is $1,590 a month, up 3.2% from FY2026. That is 18% above the Colusa County, CA area-wide FMR of $1,344.

2-bedroom SAFMR$1,590per month ▲ 3.2%
Area-wide 2 BR FMR$1,344Colusa County, CA
Rank in the area4thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,431
2 BR Small Area FMR$1,590
110% of SAFMR$1,749

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 95939 sits in the Colusa County, CA area

$1,180$1,900median $1,530

Of the 11 ZIP codes HUD lists for the area, 95939 has the 4th highest two-bedroom Small Area FMR. Colusa County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,344 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,590 for this ZIP code instead.

ZIP code 95939 crosses more than one HUD area. HUD also lists it under Glenn County, CA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,110$999 – $1,221$1,073$1,060
1 bedroom$1,220$1,098 – $1,342$1,080$1,170
2 bedrooms$1,590$1,431 – $1,749$1,344$1,540
3 bedrooms$2,180$1,962 – $2,398$1,861$2,040
4 bedrooms$2,630$2,367 – $2,893$2,221$2,460

A household renting a two-bedroom home at the Small Area FMR of $1,590 needs about $63,600 a year to keep housing costs at 30% of income. The area median family income is $91,400 and the 80% low-income limit for four people is $77,700. ZIP code 95939 lies mainly in Glenn County. See the Colusa County, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
95988Willows17.9 mi$1,420
95979Stonyford19.0 mi$1,180
95963Orland20.5 mi$1,400
95913Artois20.9 mi$1,670
96074Paskenta21.6 mi$1,370
96029Flournoy25.8 mi$1,350

Questions

What is the Fair Market Rent for ZIP code 95939?

HUD's FY2027 Small Area Fair Market Rents for 95939 are $1,110 (studio), $1,220 (1 BR), $1,590 (2 BR), $2,180 (3 BR) and $2,630 (4 BR) a month.

What is the Section 8 payment standard in 95939?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95939 that range is $1,431 to $1,749 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95939?

The FY2026 income limits of the Colusa County, CA area apply: median family income $91,400, low-income (80%) limit $77,700 for a family of four.