FY2027 Small Area FMR · Rough And Ready, CA

ZIP 95975 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95975 (Rough And Ready, CA) is $1,640 a month, up 1.9% from FY2026. That is 13% below the Nevada County, CA area-wide FMR of $1,885.

2-bedroom SAFMR$1,640per month ▲ 1.9%

Area-wide 2 BR FMR$1,885Nevada County, CA

Rank in the area17thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,476

2 BR Small Area FMR$1,640

110% of SAFMR$1,804

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,240▲ 1.6%

1 BR$1,250▲ 1.6%

2 BR$1,640▲ 1.9%

3 BR$2,270▲ 0.4%

4 BR$2,740▲ 1.5%

FY2027 FY2026

Where 95975 sits in the Nevada County, CA area

Of the 17 ZIP codes HUD lists for the area, 95975 has the 17th highest two-bedroom Small Area FMR. Nevada County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,885 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,640 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,240	$1,116 – $1,364	$1,313	$1,220
1 bedroom	$1,250	$1,125 – $1,375	$1,441	$1,230
2 bedrooms	$1,640	$1,476 – $1,804	$1,885	$1,610
3 bedrooms	$2,270	$2,043 – $2,497	$2,610	$2,260
4 bedrooms	$2,740	$2,466 – $3,014	$3,151	$2,700

A household renting a two-bedroom home at the Small Area FMR of $1,640 needs about $65,600 a year to keep housing costs at 30% of income. The area median family income is $140,400 and the 80% low-income limit for four people is $100,100. ZIP code 95975 lies mainly in Nevada County. See the Nevada County, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
95946	Penn Valley	2.8 mi	$2,400
95977	Smartsville	8.2 mi	$2,040
95949	Grass Valley	8.6 mi	$2,080
95945	Grass Valley	9.8 mi	$1,650
95962	Oregon House	10.3 mi	$1,510
95935	Dobbins	10.9 mi	$1,510

Questions

What is the Fair Market Rent for ZIP code 95975?

HUD's FY2027 Small Area Fair Market Rents for 95975 are $1,240 (studio), $1,250 (1 BR), $1,640 (2 BR), $2,270 (3 BR) and $2,740 (4 BR) a month.

What is the Section 8 payment standard in 95975?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95975 that range is $1,476 to $1,804 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95975?

The FY2026 income limits of the Nevada County, CA area apply: median family income $140,400, low-income (80%) limit $100,100 for a family of four.