FY2027 Small Area FMR · Grass Valley, CA

ZIP 95945 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95945 (Grass Valley, CA) is $1,650 a month, up 2.5% from FY2026. That is 12% below the Nevada County, CA area-wide FMR of $1,885.

2-bedroom SAFMR$1,650per month ▲ 2.5%

Area-wide 2 BR FMR$1,885Nevada County, CA

Rank in the area16thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,485

2 BR Small Area FMR$1,650

110% of SAFMR$1,815

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,240▲ 1.6%

1 BR$1,260▲ 2.4%

2 BR$1,650▲ 2.5%

3 BR$2,280▲ 0.9%

4 BR$2,760▲ 2.2%

FY2027 FY2026

Where 95945 sits in the Nevada County, CA area

Of the 17 ZIP codes HUD lists for the area, 95945 has the 16th highest two-bedroom Small Area FMR. Nevada County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,885 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,650 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,240	$1,116 – $1,364	$1,313	$1,220
1 bedroom	$1,260	$1,134 – $1,386	$1,441	$1,230
2 bedrooms	$1,650	$1,485 – $1,815	$1,885	$1,610
3 bedrooms	$2,280	$2,052 – $2,508	$2,610	$2,260
4 bedrooms	$2,760	$2,484 – $3,036	$3,151	$2,700

A household renting a two-bedroom home at the Small Area FMR of $1,650 needs about $66,000 a year to keep housing costs at 30% of income. The area median family income is $140,400 and the 80% low-income limit for four people is $100,100. ZIP code 95945 lies mainly in Nevada County. See the Nevada County, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
95714	Dutch Flat	7.1 mi	$1,610
95717	Gold Run	7.3 mi	$1,880
95713	Colfax	7.7 mi	$1,930
95975	Rough And Ready	9.8 mi	$1,640
95959	Nevada City	10.8 mi	$1,970
95736	Weimar	10.9 mi	$2,680

Questions

What is the Fair Market Rent for ZIP code 95945?

HUD's FY2027 Small Area Fair Market Rents for 95945 are $1,240 (studio), $1,260 (1 BR), $1,650 (2 BR), $2,280 (3 BR) and $2,760 (4 BR) a month.

What is the Section 8 payment standard in 95945?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95945 that range is $1,485 to $1,815 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95945?

The FY2026 income limits of the Nevada County, CA area apply: median family income $140,400, low-income (80%) limit $100,100 for a family of four.