Income Limits by County

FY2027 Small Area FMR · Washington, CA

ZIP 95986 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95986 (Washington, CA) is $1,970 a month, up 2.6% from FY2026. That is 5% above the Nevada County, CA area-wide FMR of $1,885.

2-bedroom SAFMR$1,970per month ▲ 2.6%
Area-wide 2 BR FMR$1,885Nevada County, CA
Rank in the area8thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,773
2 BR Small Area FMR$1,970
110% of SAFMR$2,167

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 95986 sits in the Nevada County, CA area

$1,640$2,410median $1,970

Of the 17 ZIP codes HUD lists for the area, 95986 has the 8th highest two-bedroom Small Area FMR. Nevada County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,885 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,970 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,370$1,233 – $1,507$1,313$1,450
1 bedroom$1,510$1,359 – $1,661$1,441$1,460
2 bedrooms$1,970$1,773 – $2,167$1,885$1,920
3 bedrooms$2,730$2,457 – $3,003$2,610$2,670
4 bedrooms$3,290$2,961 – $3,619$3,151$3,220

A household renting a two-bedroom home at the Small Area FMR of $1,970 needs about $78,800 a year to keep housing costs at 30% of income. The area median family income is $140,400 and the 80% low-income limit for four people is $100,100. ZIP code 95986 lies mainly in Nevada County. See the Nevada County, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
95715Emigrant Gap7.1 mi$2,520
95959Nevada City7.9 mi$1,970
95701Alta8.0 mi$2,520
95714Dutch Flat10.5 mi$1,610
95910Alleghany10.6 mi$1,530
95944Goodyears Bar14.0 mi$1,530

Questions

What is the Fair Market Rent for ZIP code 95986?

HUD's FY2027 Small Area Fair Market Rents for 95986 are $1,370 (studio), $1,510 (1 BR), $1,970 (2 BR), $2,730 (3 BR) and $3,290 (4 BR) a month.

What is the Section 8 payment standard in 95986?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95986 that range is $1,773 to $2,167 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95986?

The FY2026 income limits of the Nevada County, CA area apply: median family income $140,400, low-income (80%) limit $100,100 for a family of four.