FY2027 Small Area FMR · Emigrant Gap, CA

ZIP 95715 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95715 (Emigrant Gap, CA) is $2,520 a month, down 3.4% from FY2026. That is 14% above the Sacramento--Roseville--Arden-Arcade, CA area-wide FMR of $2,201.

2-bedroom SAFMR$2,520per month ▼ 3.4%

Area-wide 2 BR FMR$2,201Sacramento--Roseville--Arden

Rank in the area27thof 130 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,268

2 BR Small Area FMR$2,520

110% of SAFMR$2,772

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,990▼ 1.5%

1 BR$2,050▼ 3.3%

2 BR$2,520▼ 3.4%

3 BR$3,310▼ 4.6%

4 BR$3,810▼ 4.8%

FY2027 FY2026

Where 95715 sits in the Sacramento--Roseville--Arden-Arcade, CA area

Of the 130 ZIP codes HUD lists for the area, 95715 has the 27th highest two-bedroom Small Area FMR. Sacramento--Roseville--Arden-Arcade, CA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,268 and $2,772 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,990	$1,791 – $2,189	$1,742	$2,020
1 bedroom	$2,050	$1,845 – $2,255	$1,793	$2,120
2 bedrooms	$2,520	$2,268 – $2,772	$2,201	$2,610
3 bedrooms	$3,310	$2,979 – $3,641	$2,887	$3,470
4 bedrooms	$3,810	$3,429 – $4,191	$3,329	$4,000

A household renting a two-bedroom home at the Small Area FMR of $2,520 needs about $100,800 a year to keep housing costs at 30% of income. The area median family income is $124,000 and the 80% low-income limit for four people is $105,100. ZIP code 95715 lies mainly in Placer County. See the Sacramento--Roseville--Arden-Arcade, CA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
95701	Alta	5.6 mi	$2,520
95986	Washington	7.1 mi	$1,970
95714	Dutch Flat	10.0 mi	$1,610
95717	Gold Run	12.8 mi	$1,880
95959	Nevada City	14.0 mi	$1,970
95728	Soda Springs	15.3 mi	$2,410

Questions

What is the Fair Market Rent for ZIP code 95715?

HUD's FY2027 Small Area Fair Market Rents for 95715 are $1,990 (studio), $2,050 (1 BR), $2,520 (2 BR), $3,310 (3 BR) and $3,810 (4 BR) a month.

What is the Section 8 payment standard in 95715?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95715 that range is $2,268 to $2,772 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95715?

The FY2026 income limits of the Sacramento--Roseville--Arden-Arcade, CA area apply: median family income $124,000, low-income (80%) limit $105,100 for a family of four.