FY2027 Small Area FMR · Lahaina, HI

ZIP 96761 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 96761 (Lahaina, HI) is $2,980 a month, up 3.1% from FY2026. That is 12% above the Kahului-Wailuku-Lahaina, HI area-wide FMR of $2,656.

2-bedroom SAFMR$2,980per month ▲ 3.1%

Area-wide 2 BR FMR$2,656Kahului-Wailuku-Lahaina, HI

Rank in the area5thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,682

2 BR Small Area FMR$2,980

110% of SAFMR$3,278

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,080▼ 0.5%

1 BR$2,280▲ 3.6%

2 BR$2,980▲ 3.1%

3 BR$3,760▲ 0.5%

4 BR$4,650▼ 0.4%

FY2027 FY2026

Where 96761 sits in the Kahului-Wailuku-Lahaina, HI area

Of the 18 ZIP codes HUD lists for the area, 96761 has the 5th highest two-bedroom Small Area FMR. Kahului-Wailuku-Lahaina, HI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,656 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,980 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,080	$1,872 – $2,288	$1,850	$2,090
1 bedroom	$2,280	$2,052 – $2,508	$2,030	$2,200
2 bedrooms	$2,980	$2,682 – $3,278	$2,656	$2,890
3 bedrooms	$3,760	$3,384 – $4,136	$3,351	$3,740
4 bedrooms	$4,650	$4,185 – $5,115	$4,143	$4,670

A household renting a two-bedroom home at the Small Area FMR of $2,980 needs about $119,200 a year to keep housing costs at 30% of income. The area median family income is $121,400 and the 80% low-income limit for four people is $118,450. ZIP code 96761 lies mainly in Maui County. See the Kahului-Wailuku-Lahaina, HI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
96793	Wailuku	5.4 mi	$2,470
96732	Kahului	9.8 mi	$2,370
96779	Paia	14.8 mi	$3,360
96753	Kihei	17.0 mi	$3,120
96763	Lanai City	20.7 mi	$2,370
96768	Makawao	20.9 mi	$2,620

Questions

What is the Fair Market Rent for ZIP code 96761?

HUD's FY2027 Small Area Fair Market Rents for 96761 are $2,080 (studio), $2,280 (1 BR), $2,980 (2 BR), $3,760 (3 BR) and $4,650 (4 BR) a month.

What is the Section 8 payment standard in 96761?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 96761 that range is $2,682 to $3,278 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 96761?

The FY2026 income limits of the Kahului-Wailuku-Lahaina, HI area apply: median family income $121,400, low-income (80%) limit $118,450 for a family of four.