FY2027 Small Area FMR · Puunene, HI

ZIP 96784 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 96784 (Puunene, HI) is $2,660 a month, up 1.5% from FY2026. That is 0% equal to the Kahului-Wailuku-Lahaina, HI area-wide FMR of $2,656.

2-bedroom SAFMR$2,660per month ▲ 1.5%

Area-wide 2 BR FMR$2,656Kahului-Wailuku-Lahaina, HI

Rank in the area7thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,394

2 BR Small Area FMR$2,660

110% of SAFMR$2,926

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,850▼ 2.1%

1 BR$2,030▲ 1.5%

2 BR$2,660▲ 1.5%

3 BR$3,360▼ 0.9%

4 BR$4,150▼ 1.9%

FY2027 FY2026

Where 96784 sits in the Kahului-Wailuku-Lahaina, HI area

Of the 18 ZIP codes HUD lists for the area, 96784 has the 7th highest two-bedroom Small Area FMR. Kahului-Wailuku-Lahaina, HI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,656 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,660 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,850	$1,665 – $2,035	$1,850	$1,890
1 bedroom	$2,030	$1,827 – $2,233	$2,030	$2,000
2 bedrooms	$2,660	$2,394 – $2,926	$2,656	$2,620
3 bedrooms	$3,360	$3,024 – $3,696	$3,351	$3,390
4 bedrooms	$4,150	$3,735 – $4,565	$4,143	$4,230

A household renting a two-bedroom home at the Small Area FMR of $2,660 needs about $106,400 a year to keep housing costs at 30% of income. The area median family income is $121,400 and the 80% low-income limit for four people is $118,450. ZIP code 96784 lies mainly in Maui County. See the Kahului-Wailuku-Lahaina, HI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
96761	Lahaina	3.0 mi	$2,980
96793	Wailuku	7.8 mi	$2,470
96732	Kahului	11.9 mi	$2,370
96753	Kihei	17.1 mi	$3,120
96779	Paia	17.2 mi	$3,360
96763	Lanai City	18.2 mi	$2,370

Questions

What is the Fair Market Rent for ZIP code 96784?

HUD's FY2027 Small Area Fair Market Rents for 96784 are $1,850 (studio), $2,030 (1 BR), $2,660 (2 BR), $3,360 (3 BR) and $4,150 (4 BR) a month.

What is the Section 8 payment standard in 96784?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 96784 that range is $2,394 to $2,926 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 96784?

The FY2026 income limits of the Kahului-Wailuku-Lahaina, HI area apply: median family income $121,400, low-income (80%) limit $118,450 for a family of four.