FY2027 Small Area FMR · Cloverdale, OR
ZIP 97112 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 97112 (Cloverdale, OR) is $1,490 a month, down 8.0% from FY2026. That is 15% above the Tillamook County, OR area-wide FMR of $1,301.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 97112 sits in the Tillamook County, OR area
Of the 16 ZIP codes HUD lists for the area, 97112 has the 4th highest two-bedroom Small Area FMR. Tillamook County, OR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,301 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,490 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,060 | $954 – $1,166 | $915 | $1,170 |
| 1 bedroom | $1,180 | $1,062 – $1,298 | $1,023 | $1,310 |
| 2 bedrooms | $1,490 | $1,341 – $1,639 | $1,301 | $1,620 |
| 3 bedrooms | $2,060 | $1,854 – $2,266 | $1,801 | $2,250 |
| 4 bedrooms | $2,310 | $2,079 – $2,541 | $2,015 | $2,400 |
A household renting a two-bedroom home at the Small Area FMR of $1,490 needs about $59,600 a year to keep housing costs at 30% of income. The area median family income is $87,500 and the 80% low-income limit for four people is $70,000. ZIP code 97112 lies mainly in Tillamook County. See the Tillamook County, OR county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 97112?
HUD's FY2027 Small Area Fair Market Rents for 97112 are $1,060 (studio), $1,180 (1 BR), $1,490 (2 BR), $2,060 (3 BR) and $2,310 (4 BR) a month.
What is the Section 8 payment standard in 97112?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 97112 that range is $1,341 to $1,639 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 97112?
The FY2026 income limits of the Tillamook County, OR area apply: median family income $87,500, low-income (80%) limit $70,000 for a family of four.