FY2027 Small Area FMR · South Bend, WA

ZIP 98586 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98586 (South Bend, WA) is $1,310 a month, up 12.9% from FY2026. That is 2% above the Pacific County, WA area-wide FMR of $1,282.

2-bedroom SAFMR$1,310per month ▲ 12.9%

Area-wide 2 BR FMR$1,282Pacific County, WA

Rank in the area8thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,179

2 BR Small Area FMR$1,310

110% of SAFMR$1,441

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$910▲ 12.3%

1 BR$1,050▲ 10.5%

2 BR$1,310▲ 12.9%

3 BR$1,810▲ 13.8%

4 BR$2,190▲ 12.3%

FY2027 FY2026

Where 98586 sits in the Pacific County, WA area

Of the 15 ZIP codes HUD lists for the area, 98586 has the 8th highest two-bedroom Small Area FMR. Pacific County, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,282 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,310 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$910	$819 – $1,001	$893	$810
1 bedroom	$1,050	$945 – $1,155	$1,028	$950
2 bedrooms	$1,310	$1,179 – $1,441	$1,282	$1,160
3 bedrooms	$1,810	$1,629 – $1,991	$1,775	$1,590
4 bedrooms	$2,190	$1,971 – $2,409	$2,143	$1,950

A household renting a two-bedroom home at the Small Area FMR of $1,310 needs about $52,400 a year to keep housing costs at 30% of income. The area median family income is $87,700 and the 80% low-income limit for four people is $77,600. ZIP code 98586 lies mainly in Pacific County. See the Pacific County, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
98527	Bay Center	5.0 mi	$1,310
98641	Oysterville	9.5 mi	$1,320
98640	Ocean Park	9.6 mi	$1,320
98638	Naselle	11.4 mi	$1,640
98577	Raymond	12.2 mi	$1,280
98590	Tokeland	13.5 mi	$1,250

Questions

What is the Fair Market Rent for ZIP code 98586?

HUD's FY2027 Small Area Fair Market Rents for 98586 are $910 (studio), $1,050 (1 BR), $1,310 (2 BR), $1,810 (3 BR) and $2,190 (4 BR) a month.

What is the Section 8 payment standard in 98586?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98586 that range is $1,179 to $1,441 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 98586?

The FY2026 income limits of the Pacific County, WA area apply: median family income $87,700, low-income (80%) limit $77,600 for a family of four.