Income Limits by County

FY2027 Small Area FMR · Oysterville, WA

ZIP 98641 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98641 (Oysterville, WA) is $1,320 a month, up 17.9% from FY2026. That is 3% above the Pacific County, WA area-wide FMR of $1,282.

2-bedroom SAFMR$1,320per month ▲ 17.9%
Area-wide 2 BR FMR$1,282Pacific County, WA
Rank in the area6thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,188
2 BR Small Area FMR$1,320
110% of SAFMR$1,452

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 98641 sits in the Pacific County, WA area

$1,100$1,670median $1,310

Of the 15 ZIP codes HUD lists for the area, 98641 has the 6th highest two-bedroom Small Area FMR. Pacific County, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,282 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,320 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$920$828 – $1,012$893$790
1 bedroom$1,060$954 – $1,166$1,028$910
2 bedrooms$1,320$1,188 – $1,452$1,282$1,120
3 bedrooms$1,830$1,647 – $2,013$1,775$1,540
4 bedrooms$2,210$1,989 – $2,431$2,143$1,880

A household renting a two-bedroom home at the Small Area FMR of $1,320 needs about $52,800 a year to keep housing costs at 30% of income. The area median family income is $87,700 and the 80% low-income limit for four people is $77,600. ZIP code 98641 lies mainly in Pacific County. See the Pacific County, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
98640Ocean Park2.5 mi$1,320
98527Bay Center5.7 mi$1,310
98586South Bend9.5 mi$1,310
98631Long Beach9.6 mi$1,120
98590Tokeland11.5 mi$1,250
98624Ilwaco13.5 mi$1,400

Questions

What is the Fair Market Rent for ZIP code 98641?

HUD's FY2027 Small Area Fair Market Rents for 98641 are $920 (studio), $1,060 (1 BR), $1,320 (2 BR), $1,830 (3 BR) and $2,210 (4 BR) a month.

What is the Section 8 payment standard in 98641?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98641 that range is $1,188 to $1,452 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 98641?

The FY2026 income limits of the Pacific County, WA area apply: median family income $87,700, low-income (80%) limit $77,600 for a family of four.