FY2027 Small Area FMR · Vancouver, WA

ZIP 98685 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98685 (Vancouver, WA) is $2,010 a month, down 6.9% from FY2026. That is 7% above the Portland-Vancouver-Hillsboro, OR-WA area-wide FMR of $1,878.

2-bedroom SAFMR$2,010per month ▼ 6.9%

Area-wide 2 BR FMR$1,878Portland-Vancouver-Hillsboro

Rank in the area31stof 165 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,809

2 BR Small Area FMR$2,010

110% of SAFMR$2,211

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,630▼ 7.4%

1 BR$1,750▼ 7.4%

2 BR$2,010▼ 6.9%

3 BR$2,730▼ 7.1%

4 BR$3,280▼ 6.0%

FY2027 FY2026

Where 98685 sits in the Portland-Vancouver-Hillsboro, OR-WA area

Of the 165 ZIP codes HUD lists for the area, 98685 has the 31st highest two-bedroom Small Area FMR. Portland-Vancouver-Hillsboro, OR-WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,878 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,630	$1,467 – $1,793	$1,527	$1,760
1 bedroom	$1,750	$1,575 – $1,925	$1,633	$1,890
2 bedrooms	$2,010	$1,809 – $2,211	$1,878	$2,160
3 bedrooms	$2,730	$2,457 – $3,003	$2,550	$2,940
4 bedrooms	$3,280	$2,952 – $3,608	$3,069	$3,490

A household renting a two-bedroom home at the Small Area FMR of $2,010 needs about $80,400 a year to keep housing costs at 30% of income. The area median family income is $128,300 and the 80% low-income limit for four people is $102,650. ZIP code 98685 lies mainly in Clark County. See the Portland-Vancouver-Hillsboro, OR-WA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
98660	Vancouver	2.3 mi	$1,730
98665	Vancouver	2.9 mi	$1,920
98686	Vancouver	3.4 mi	$2,040
98663	Vancouver	4.3 mi	$1,780
98662	Vancouver	5.9 mi	$1,920
98642	Ridgefield	6.1 mi	$2,250

Questions

What is the Fair Market Rent for ZIP code 98685?

HUD's FY2027 Small Area Fair Market Rents for 98685 are $1,630 (studio), $1,750 (1 BR), $2,010 (2 BR), $2,730 (3 BR) and $3,280 (4 BR) a month.

What is the Section 8 payment standard in 98685?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98685 that range is $1,809 to $2,211 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 98685?

The FY2026 income limits of the Portland-Vancouver-Hillsboro, OR-WA area apply: median family income $128,300, low-income (80%) limit $102,650 for a family of four.