FY2027 Small Area FMR · Four Lakes, WA

ZIP 99014 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 99014 (Four Lakes, WA) is $1,380 a month, down 3.5% from FY2026. That is 8% below the Spokane, WA area-wide FMR of $1,494.

2-bedroom SAFMR$1,380per month ▼ 3.5%

Area-wide 2 BR FMR$1,494Spokane, WA

Rank in the area34thof 57 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,242

2 BR Small Area FMR$1,380

110% of SAFMR$1,518

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,020▼ 1.0%

1 BR$1,080▼ 2.7%

2 BR$1,380▼ 3.5%

3 BR$1,880▼ 3.6%

4 BR$2,290▼ 2.1%

FY2027 FY2026

Where 99014 sits in the Spokane, WA area

Of the 57 ZIP codes HUD lists for the area, 99014 has the 34th highest two-bedroom Small Area FMR. Spokane, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,494 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,380 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,020	$918 – $1,122	$1,116	$1,030
1 bedroom	$1,080	$972 – $1,188	$1,173	$1,110
2 bedrooms	$1,380	$1,242 – $1,518	$1,494	$1,430
3 bedrooms	$1,880	$1,692 – $2,068	$2,047	$1,950
4 bedrooms	$2,290	$2,061 – $2,519	$2,497	$2,340

A household renting a two-bedroom home at the Small Area FMR of $1,380 needs about $55,200 a year to keep housing costs at 30% of income. The area median family income is $110,500 and the 80% low-income limit for four people is $88,400. ZIP code 99014 lies mainly in Spokane County. See the Spokane, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
99020	Marshall	4.6 mi	$1,390
99011	Fairchild Air Force Base	4.7 mi	$2,000
99001	Airway Heights	5.3 mi	$1,600
99022	Medical Lake	5.9 mi	$1,380
99224	Spokane	6.7 mi	$1,560
99004	Cheney	9.8 mi	$1,380

Questions

What is the Fair Market Rent for ZIP code 99014?

HUD's FY2027 Small Area Fair Market Rents for 99014 are $1,020 (studio), $1,080 (1 BR), $1,380 (2 BR), $1,880 (3 BR) and $2,290 (4 BR) a month.

What is the Section 8 payment standard in 99014?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 99014 that range is $1,242 to $1,518 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 99014?

The FY2026 income limits of the Spokane, WA area apply: median family income $110,500, low-income (80%) limit $88,400 for a family of four.