FY2027 Small Area FMR · Belmont, WA

ZIP 99104 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 99104 (Belmont, WA) is $1,270 a month, up 8.5% from FY2026. That is 0% equal to the Whitman County, WA area-wide FMR of $1,269.

2-bedroom SAFMR$1,270per month ▲ 8.5%

Area-wide 2 BR FMR$1,269Whitman County, WA

Rank in the area13thof 23 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,143

2 BR Small Area FMR$1,270

110% of SAFMR$1,397

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▲ 8.6%

1 BR$1,000▲ 12.4%

2 BR$1,270▲ 8.5%

3 BR$1,760▲ 8.0%

4 BR$2,120▲ 8.2%

FY2027 FY2026

Where 99104 sits in the Whitman County, WA area

Of the 23 ZIP codes HUD lists for the area, 99104 has the 13th highest two-bedroom Small Area FMR. Whitman County, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,269 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,270 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$884	$810
1 bedroom	$1,000	$900 – $1,100	$1,001	$890
2 bedrooms	$1,270	$1,143 – $1,397	$1,269	$1,170
3 bedrooms	$1,760	$1,584 – $1,936	$1,757	$1,630
4 bedrooms	$2,120	$1,908 – $2,332	$2,121	$1,960

A household renting a two-bedroom home at the Small Area FMR of $1,270 needs about $50,800 a year to keep housing costs at 30% of income. The area median family income is $103,100 and the 80% low-income limit for four people is $82,500. ZIP code 99104 lies mainly in Whitman County. See the Whitman County, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
99128	Farmington	4.7 mi	$1,590
99158	Oakesdale	4.8 mi	$1,330
99130	Garfield	5.7 mi	$1,230
99174	Steptoe	9.8 mi	$1,090
99033	Tekoa	11.2 mi	$1,380
99176	Thornton	11.6 mi	$1,200

Questions

What is the Fair Market Rent for ZIP code 99104?

HUD's FY2027 Small Area Fair Market Rents for 99104 are $880 (studio), $1,000 (1 BR), $1,270 (2 BR), $1,760 (3 BR) and $2,120 (4 BR) a month.

What is the Section 8 payment standard in 99104?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 99104 that range is $1,143 to $1,397 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 99104?

The FY2026 income limits of the Whitman County, WA area apply: median family income $103,100, low-income (80%) limit $82,500 for a family of four.