FY2027 Small Area FMR · Gifford, WA

ZIP 99131 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 99131 (Gifford, WA) is $1,210 a month, up 10.0% from FY2026. That is 8% above the Stevens County, WA area-wide FMR of $1,121.

2-bedroom SAFMR$1,210per month ▲ 10.0%

Area-wide 2 BR FMR$1,121Stevens County, WA

Rank in the area10thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,089

2 BR Small Area FMR$1,210

110% of SAFMR$1,331

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▲ 7.3%

1 BR$940▲ 10.6%

2 BR$1,210▲ 10.0%

3 BR$1,680▲ 9.1%

4 BR$2,030▲ 9.7%

FY2027 FY2026

Where 99131 sits in the Stevens County, WA area

Of the 22 ZIP codes HUD lists for the area, 99131 has the 10th highest two-bedroom Small Area FMR. Stevens County, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,121 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,210 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$855	$820
1 bedroom	$940	$846 – $1,034	$878	$850
2 bedrooms	$1,210	$1,089 – $1,331	$1,121	$1,100
3 bedrooms	$1,680	$1,512 – $1,848	$1,552	$1,540
4 bedrooms	$2,030	$1,827 – $2,233	$1,874	$1,850

A household renting a two-bedroom home at the Small Area FMR of $1,210 needs about $48,400 a year to keep housing costs at 30% of income. The area median family income is $87,700 and the 80% low-income limit for four people is $77,600. ZIP code 99131 lies mainly in Stevens County. See the Stevens County, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
99137	Hunters	9.0 mi	$1,020
99167	Rice	9.8 mi	$1,140
99101	Addy	10.1 mi	$1,120
99138	Inchelium	13.1 mi	$1,440
99181	Valley	18.2 mi	$1,290
99129	Fruitland	18.3 mi	$1,210

Questions

What is the Fair Market Rent for ZIP code 99131?

HUD's FY2027 Small Area Fair Market Rents for 99131 are $880 (studio), $940 (1 BR), $1,210 (2 BR), $1,680 (3 BR) and $2,030 (4 BR) a month.

What is the Section 8 payment standard in 99131?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 99131 that range is $1,089 to $1,331 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 99131?

The FY2026 income limits of the Stevens County, WA area apply: median family income $87,700, low-income (80%) limit $77,600 for a family of four.