Income Limits by County

FY2027 Small Area FMR · Elmer City, WA

ZIP 99124 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 99124 (Elmer City, WA) is $1,120 a month, up 13.1% from FY2026. That is 7% below the Okanogan County, WA area-wide FMR of $1,202.

2-bedroom SAFMR$1,120per month ▲ 13.1%
Area-wide 2 BR FMR$1,202Okanogan County, WA
Rank in the area18thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,008
2 BR Small Area FMR$1,120
110% of SAFMR$1,232

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 99124 sits in the Okanogan County, WA area

$1,010$1,800median $1,320

Of the 22 ZIP codes HUD lists for the area, 99124 has the 18th highest two-bedroom Small Area FMR. Okanogan County, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,202 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,120 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$800$720 – $880$862$690
1 bedroom$880$792 – $968$946$790
2 bedrooms$1,120$1,008 – $1,232$1,202$990
3 bedrooms$1,550$1,395 – $1,705$1,664$1,360
4 bedrooms$1,590$1,431 – $1,749$1,706$1,490

A household renting a two-bedroom home at the Small Area FMR of $1,120 needs about $44,800 a year to keep housing costs at 30% of income. The area median family income is $80,800 and the 80% low-income limit for four people is $77,600. ZIP code 99124 lies mainly in Okanogan County. See the Okanogan County, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
99116Coulee Dam2.4 mi$1,350
99133Grand Coulee4.9 mi$1,350
99123Electric City13.8 mi$1,290
99140Keller16.1 mi$1,300
99103Almira16.9 mi$1,280
99155Nespelem17.2 mi$1,490

Questions

What is the Fair Market Rent for ZIP code 99124?

HUD's FY2027 Small Area Fair Market Rents for 99124 are $800 (studio), $880 (1 BR), $1,120 (2 BR), $1,550 (3 BR) and $1,590 (4 BR) a month.

What is the Section 8 payment standard in 99124?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 99124 that range is $1,008 to $1,232 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 99124?

The FY2026 income limits of the Okanogan County, WA area apply: median family income $80,800, low-income (80%) limit $77,600 for a family of four.