Income Limits by County

FY2027 Small Area FMR · Keller, WA

ZIP 99140 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 99140 (Keller, WA) is $1,300 a month, up 14.0% from FY2026. That is 23% above the Ferry County, WA area-wide FMR of $1,058.

2-bedroom SAFMR$1,300per month ▲ 14.0%
Area-wide 2 BR FMR$1,058Ferry County, WA
Rank in the area2ndof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,170
2 BR Small Area FMR$1,300
110% of SAFMR$1,430

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 99140 sits in the Ferry County, WA area

$1,010$1,440median $1,060

Of the 9 ZIP codes HUD lists for the area, 99140 has the 2nd highest two-bedroom Small Area FMR. Ferry County, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,058 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,300 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$910$819 – $1,001$737$800
1 bedroom$1,010$909 – $1,111$809$870
2 bedrooms$1,300$1,170 – $1,430$1,058$1,140
3 bedrooms$1,790$1,611 – $1,969$1,465$1,580
4 bedrooms$2,100$1,890 – $2,310$1,768$1,870

A household renting a two-bedroom home at the Small Area FMR of $1,300 needs about $52,000 a year to keep housing costs at 30% of income. The area median family income is $80,400 and the 80% low-income limit for four people is $77,600. ZIP code 99140 lies mainly in Ferry County. See the Ferry County, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
99138Inchelium13.2 mi$1,440
99116Coulee Dam14.1 mi$1,350
99124Elmer City16.1 mi$1,120
99155Nespelem17.5 mi$1,490
99133Grand Coulee19.8 mi$1,350
99129Fruitland22.0 mi$1,210

Questions

What is the Fair Market Rent for ZIP code 99140?

HUD's FY2027 Small Area Fair Market Rents for 99140 are $910 (studio), $1,010 (1 BR), $1,300 (2 BR), $1,790 (3 BR) and $2,100 (4 BR) a month.

What is the Section 8 payment standard in 99140?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 99140 that range is $1,170 to $1,430 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 99140?

The FY2026 income limits of the Ferry County, WA area apply: median family income $80,400, low-income (80%) limit $77,600 for a family of four.