FY2027 Small Area FMR · Inchelium, WA
ZIP 99138 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 99138 (Inchelium, WA) is $1,440 a month, up 15.2% from FY2026. That is 36% above the Ferry County, WA area-wide FMR of $1,058.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 99138 sits in the Ferry County, WA area
Of the 9 ZIP codes HUD lists for the area, 99138 has the 1st highest two-bedroom Small Area FMR. Ferry County, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,058 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,440 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,000 | $900 – $1,100 | $737 | $880 |
| 1 bedroom | $1,100 | $990 – $1,210 | $809 | $950 |
| 2 bedrooms | $1,440 | $1,296 – $1,584 | $1,058 | $1,250 |
| 3 bedrooms | $1,990 | $1,791 – $2,189 | $1,465 | $1,740 |
| 4 bedrooms | $2,410 | $2,169 – $2,651 | $1,768 | $2,100 |
A household renting a two-bedroom home at the Small Area FMR of $1,440 needs about $57,600 a year to keep housing costs at 30% of income. The area median family income is $80,400 and the 80% low-income limit for four people is $77,600. ZIP code 99138 lies mainly in Ferry County. See the Ferry County, WA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 99138?
HUD's FY2027 Small Area Fair Market Rents for 99138 are $1,000 (studio), $1,100 (1 BR), $1,440 (2 BR), $1,990 (3 BR) and $2,410 (4 BR) a month.
What is the Section 8 payment standard in 99138?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 99138 that range is $1,296 to $1,584 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 99138?
The FY2026 income limits of the Ferry County, WA area apply: median family income $80,400, low-income (80%) limit $77,600 for a family of four.