FY2027 Small Area FMR · Hayden, CO

ZIP 81639 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81639 (Hayden, CO) is $2,130 a month, up 23.1% from FY2026. That is 11% below the Routt County, CO area-wide FMR of $2,384.

2-bedroom SAFMR$2,130per month ▲ 23.1%

Area-wide 2 BR FMR$2,384Routt County, CO

Rank in the area5thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,917

2 BR Small Area FMR$2,130

110% of SAFMR$2,343

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,800▲ 21.6%

1 BR$1,890▲ 19.6%

2 BR$2,130▲ 23.1%

3 BR$2,540▲ 22.7%

4 BR$3,310▲ 21.2%

FY2027 FY2026

Where 81639 sits in the Routt County, CO area

Of the 12 ZIP codes HUD lists for the area, 81639 has the 5th highest two-bedroom Small Area FMR. Routt County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,384 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,130 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,800	$1,620 – $1,980	$2,020	$1,480
1 bedroom	$1,890	$1,701 – $2,079	$2,119	$1,580
2 bedrooms	$2,130	$1,917 – $2,343	$2,384	$1,730
3 bedrooms	$2,540	$2,286 – $2,794	$2,841	$2,070
4 bedrooms	$3,310	$2,979 – $3,641	$3,702	$2,730

A household renting a two-bedroom home at the Small Area FMR of $2,130 needs about $85,200 a year to keep housing costs at 30% of income. The area median family income is $138,700 and the 80% low-income limit for four people is $106,800. ZIP code 81639 lies mainly in Routt County. See the Routt County, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
80487	Steamboat Springs	20.5 mi	$2,490
81638	Hamilton	21.0 mi	$1,820
80469	Phippsburg	25.5 mi	$1,950
80428	Clark	28.5 mi	$2,490
81625	Craig	29.0 mi	$1,820
80467	Oak Creek	30.0 mi	$1,990

Questions

What is the Fair Market Rent for ZIP code 81639?

HUD's FY2027 Small Area Fair Market Rents for 81639 are $1,800 (studio), $1,890 (1 BR), $2,130 (2 BR), $2,540 (3 BR) and $3,310 (4 BR) a month.

What is the Section 8 payment standard in 81639?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81639 that range is $1,917 to $2,343 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81639?

The FY2026 income limits of the Routt County, CO area apply: median family income $138,700, low-income (80%) limit $106,800 for a family of four.