Income Limits by County

FY2027 Small Area FMR · Isle La Motte, VT

ZIP 05463 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 05463 (Isle La Motte, VT) is $2,050 a month, up 6.2% from FY2026. That is 5% below the Burlington-South Burlington, VT area-wide FMR of $2,165.

2-bedroom SAFMR$2,050per month ▲ 6.2%
Area-wide 2 BR FMR$2,165Burlington-South Burlington,
Rank in the area26thof 51 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,845
2 BR Small Area FMR$2,050
110% of SAFMR$2,255

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 05463 sits in the Burlington-South Burlington, VT area

$1,930$2,630median $2,050

Of the 51 ZIP codes HUD lists for the area, 05463 has the 26th highest two-bedroom Small Area FMR. Burlington-South Burlington, VT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,165 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,470$1,323 – $1,617$1,550$1,350
1 bedroom$1,620$1,458 – $1,782$1,719$1,490
2 bedrooms$2,050$1,845 – $2,255$2,165$1,930
3 bedrooms$2,580$2,322 – $2,838$2,733$2,480
4 bedrooms$2,690$2,421 – $2,959$2,845$2,560

A household renting a two-bedroom home at the Small Area FMR of $2,050 needs about $82,000 a year to keep housing costs at 30% of income. The area median family income is $123,400 and the 80% low-income limit for four people is $99,750. ZIP code 05463 lies mainly in Grand Isle County. See the Burlington-South Burlington, VT metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
12921Chazy4.7 mi$1,180
05474North Hero6.3 mi$2,210
05440Alburgh6.6 mi$1,950
12919Champlain8.0 mi$1,250
12979Rouses Point8.4 mi$1,130
12992West Chazy9.0 mi$1,180

Questions

What is the Fair Market Rent for ZIP code 05463?

HUD's FY2027 Small Area Fair Market Rents for 05463 are $1,470 (studio), $1,620 (1 BR), $2,050 (2 BR), $2,580 (3 BR) and $2,690 (4 BR) a month.

What is the Section 8 payment standard in 05463?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 05463 that range is $1,845 to $2,255 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 05463?

The FY2026 income limits of the Burlington-South Burlington, VT area apply: median family income $123,400, low-income (80%) limit $99,750 for a family of four.