Income Limits by County

FY2027 Small Area FMR · Champlain, NY

ZIP 12919 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12919 (Champlain, NY) is $1,250 a month, down 0.8% from FY2026. That is 4% above the Clinton County, NY area-wide FMR of $1,205.

2-bedroom SAFMR$1,250per month ▼ 0.8%
Area-wide 2 BR FMR$1,205Clinton County, NY
Rank in the area8thof 29 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,125
2 BR Small Area FMR$1,250
110% of SAFMR$1,375

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 12919 sits in the Clinton County, NY area

$1,130$1,810median $1,180

Of the 29 ZIP codes HUD lists for the area, 12919 has the 8th highest two-bedroom Small Area FMR. Clinton County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,205 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,250 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$970$873 – $1,067$936$980
1 bedroom$980$882 – $1,078$942$990
2 bedrooms$1,250$1,125 – $1,375$1,205$1,260
3 bedrooms$1,490$1,341 – $1,639$1,436$1,510
4 bedrooms$1,690$1,521 – $1,859$1,630$1,670

A household renting a two-bedroom home at the Small Area FMR of $1,250 needs about $50,000 a year to keep housing costs at 30% of income. The area median family income is $95,400 and the 80% low-income limit for four people is $76,300. ZIP code 12919 lies mainly in Clinton County. See the Clinton County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
12979Rouses Point4.1 mi$1,130
12921Chazy5.3 mi$1,180
12958Mooers6.1 mi$1,200
05440Alburgh7.6 mi$1,950
05463Isle La Motte8.0 mi$2,050
12992West Chazy10.7 mi$1,180

Questions

What is the Fair Market Rent for ZIP code 12919?

HUD's FY2027 Small Area Fair Market Rents for 12919 are $970 (studio), $980 (1 BR), $1,250 (2 BR), $1,490 (3 BR) and $1,690 (4 BR) a month.

What is the Section 8 payment standard in 12919?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12919 that range is $1,125 to $1,375 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12919?

The FY2026 income limits of the Clinton County, NY area apply: median family income $95,400, low-income (80%) limit $76,300 for a family of four.