FY2027 Small Area FMR · Rouses Point, NY

ZIP 12979 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12979 (Rouses Point, NY) is $1,130 a month, up 4.6% from FY2026. That is 6% below the Clinton County, NY area-wide FMR of $1,205.

2-bedroom SAFMR$1,130per month ▲ 4.6%

Area-wide 2 BR FMR$1,205Clinton County, NY

Rank in the area19thof 29 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,017

2 BR Small Area FMR$1,130

110% of SAFMR$1,243

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▲ 2.3%

1 BR$890▲ 3.5%

2 BR$1,130▲ 4.6%

3 BR$1,350▲ 3.1%

4 BR$1,490▲ 3.5%

FY2027 FY2026

Where 12979 sits in the Clinton County, NY area

Of the 29 ZIP codes HUD lists for the area, 12979 has the 19th highest two-bedroom Small Area FMR. Clinton County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,205 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,130 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$936	$860
1 bedroom	$890	$801 – $979	$942	$860
2 bedrooms	$1,130	$1,017 – $1,243	$1,205	$1,080
3 bedrooms	$1,350	$1,215 – $1,485	$1,436	$1,310
4 bedrooms	$1,490	$1,341 – $1,639	$1,630	$1,440

A household renting a two-bedroom home at the Small Area FMR of $1,130 needs about $45,200 a year to keep housing costs at 30% of income. The area median family income is $95,400 and the 80% low-income limit for four people is $76,300. ZIP code 12979 lies mainly in Clinton County. See the Clinton County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
12919	Champlain	4.1 mi	$1,250
05440	Alburgh	4.6 mi	$1,950
12921	Chazy	7.8 mi	$1,180
05463	Isle La Motte	8.4 mi	$2,050
12958	Mooers	9.9 mi	$1,200
05488	Swanton	13.1 mi	$1,930

Questions

What is the Fair Market Rent for ZIP code 12979?

HUD's FY2027 Small Area Fair Market Rents for 12979 are $880 (studio), $890 (1 BR), $1,130 (2 BR), $1,350 (3 BR) and $1,490 (4 BR) a month.

What is the Section 8 payment standard in 12979?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12979 that range is $1,017 to $1,243 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12979?

The FY2026 income limits of the Clinton County, NY area apply: median family income $95,400, low-income (80%) limit $76,300 for a family of four.