FY2027 Small Area FMR · Bridgewater, NJ

ZIP 08807 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 08807 (Bridgewater, NJ) is $2,930 a month, up 7.7% from FY2026. That is 12% above the Middlesex-Somerset-Hunterdon, NJ area-wide FMR of $2,623.

2-bedroom SAFMR$2,930per month ▲ 7.7%

Area-wide 2 BR FMR$2,623Middlesex-Somerset-Hunterdon

Rank in the area16thof 114 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,637

2 BR Small Area FMR$2,930

110% of SAFMR$3,223

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,180▲ 10.7%

1 BR$2,350▲ 8.8%

2 BR$2,930▲ 7.7%

3 BR$3,490▲ 7.1%

4 BR$3,920▲ 8.6%

FY2027 FY2026

Where 08807 sits in the Middlesex-Somerset-Hunterdon, NJ area

Of the 114 ZIP codes HUD lists for the area, 08807 has the 16th highest two-bedroom Small Area FMR. Middlesex-Somerset-Hunterdon, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,623 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,930 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,180	$1,962 – $2,398	$1,953	$1,970
1 bedroom	$2,350	$2,115 – $2,585	$2,103	$2,160
2 bedrooms	$2,930	$2,637 – $3,223	$2,623	$2,720
3 bedrooms	$3,490	$3,141 – $3,839	$3,125	$3,260
4 bedrooms	$3,920	$3,528 – $4,312	$3,508	$3,610

A household renting a two-bedroom home at the Small Area FMR of $2,930 needs about $117,200 a year to keep housing costs at 30% of income. The area median family income is $154,800 and the 80% low-income limit for four people is $114,600. ZIP code 08807 lies mainly in Somerset County. See the Middlesex-Somerset-Hunterdon, NJ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
08869	Raritan	2.0 mi	$2,740
08836	Martinsville	3.2 mi	$2,910
08876	Somerville	3.5 mi	$2,530
08835	Manville	3.9 mi	$2,540
08890	Zarephath	4.3 mi	$2,700
08805	Bound Brook	4.6 mi	$2,600

Questions

What is the Fair Market Rent for ZIP code 08807?

HUD's FY2027 Small Area Fair Market Rents for 08807 are $2,180 (studio), $2,350 (1 BR), $2,930 (2 BR), $3,490 (3 BR) and $3,920 (4 BR) a month.

What is the Section 8 payment standard in 08807?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 08807 that range is $2,637 to $3,223 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 08807?

The FY2026 income limits of the Middlesex-Somerset-Hunterdon, NJ area apply: median family income $154,800, low-income (80%) limit $114,600 for a family of four.