Income Limits by County

FY2027 Small Area FMR · Raritan, NJ

ZIP 08869 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 08869 (Raritan, NJ) is $2,740 a month, up 7.5% from FY2026. That is 4% above the Middlesex-Somerset-Hunterdon, NJ area-wide FMR of $2,623.

2-bedroom SAFMR$2,740per month ▲ 7.5%
Area-wide 2 BR FMR$2,623Middlesex-Somerset-Hunterdon
Rank in the area45thof 114 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,466
2 BR Small Area FMR$2,740
110% of SAFMR$3,014

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 08869 sits in the Middlesex-Somerset-Hunterdon, NJ area

$2,150$3,400median $2,600

Of the 114 ZIP codes HUD lists for the area, 08869 has the 45th highest two-bedroom Small Area FMR. Middlesex-Somerset-Hunterdon, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,623 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,740 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,040$1,836 – $2,244$1,953$1,850
1 bedroom$2,200$1,980 – $2,420$2,103$2,030
2 bedrooms$2,740$2,466 – $3,014$2,623$2,550
3 bedrooms$3,260$2,934 – $3,586$3,125$3,060
4 bedrooms$3,660$3,294 – $4,026$3,508$3,380

A household renting a two-bedroom home at the Small Area FMR of $2,740 needs about $109,600 a year to keep housing costs at 30% of income. The area median family income is $154,800 and the 80% low-income limit for four people is $114,600. ZIP code 08869 lies mainly in Somerset County. See the Middlesex-Somerset-Hunterdon, NJ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
08807Bridgewater2.0 mi$2,930
08876Somerville2.4 mi$2,530
08835Manville3.6 mi$2,540
08821Flagtown4.1 mi$3,080
08890Zarephath4.3 mi$2,700
08836Martinsville5.0 mi$2,910

Questions

What is the Fair Market Rent for ZIP code 08869?

HUD's FY2027 Small Area Fair Market Rents for 08869 are $2,040 (studio), $2,200 (1 BR), $2,740 (2 BR), $3,260 (3 BR) and $3,660 (4 BR) a month.

What is the Section 8 payment standard in 08869?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 08869 that range is $2,466 to $3,014 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 08869?

The FY2026 income limits of the Middlesex-Somerset-Hunterdon, NJ area apply: median family income $154,800, low-income (80%) limit $114,600 for a family of four.