FY2027 Small Area FMR · Somerville, NJ

ZIP 08876 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 08876 (Somerville, NJ) is $2,530 a month, up 6.8% from FY2026. That is 4% below the Middlesex-Somerset-Hunterdon, NJ area-wide FMR of $2,623.

2-bedroom SAFMR$2,530per month ▲ 6.8%

Area-wide 2 BR FMR$2,623Middlesex-Somerset-Hunterdon

Rank in the area69thof 114 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,277

2 BR Small Area FMR$2,530

110% of SAFMR$2,783

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,880▲ 9.3%

1 BR$2,030▲ 7.4%

2 BR$2,530▲ 6.8%

3 BR$3,010▲ 6.0%

4 BR$3,380▲ 7.6%

FY2027 FY2026

Where 08876 sits in the Middlesex-Somerset-Hunterdon, NJ area

Of the 114 ZIP codes HUD lists for the area, 08876 has the 69th highest two-bedroom Small Area FMR. Middlesex-Somerset-Hunterdon, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,623 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,530 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,880	$1,692 – $2,068	$1,953	$1,720
1 bedroom	$2,030	$1,827 – $2,233	$2,103	$1,890
2 bedrooms	$2,530	$2,277 – $2,783	$2,623	$2,370
3 bedrooms	$3,010	$2,709 – $3,311	$3,125	$2,840
4 bedrooms	$3,380	$3,042 – $3,718	$3,508	$3,140

A household renting a two-bedroom home at the Small Area FMR of $2,530 needs about $101,200 a year to keep housing costs at 30% of income. The area median family income is $154,800 and the 80% low-income limit for four people is $114,600. ZIP code 08876 lies mainly in Somerset County and Hunterdon County. See the Middlesex-Somerset-Hunterdon, NJ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
08869	Raritan	2.4 mi	$2,740
08807	Bridgewater	3.5 mi	$2,930
08889	Whitehouse Station	3.8 mi	$2,850
07921	Bedminster	4.6 mi	$3,110
08821	Flagtown	4.8 mi	$3,080
08853	Neshanic Station	5.1 mi	$2,770

Questions

What is the Fair Market Rent for ZIP code 08876?

HUD's FY2027 Small Area Fair Market Rents for 08876 are $1,880 (studio), $2,030 (1 BR), $2,530 (2 BR), $3,010 (3 BR) and $3,380 (4 BR) a month.

What is the Section 8 payment standard in 08876?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 08876 that range is $2,277 to $2,783 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 08876?

The FY2026 income limits of the Middlesex-Somerset-Hunterdon, NJ area apply: median family income $154,800, low-income (80%) limit $114,600 for a family of four.