Income Limits by County

FY2027 Small Area FMR · Flagtown, NJ

ZIP 08821 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 08821 (Flagtown, NJ) is $3,080 a month, up 6.9% from FY2026. That is 17% above the Middlesex-Somerset-Hunterdon, NJ area-wide FMR of $2,623.

2-bedroom SAFMR$3,080per month ▲ 6.9%
Area-wide 2 BR FMR$2,623Middlesex-Somerset-Hunterdon
Rank in the area10thof 114 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,772
2 BR Small Area FMR$3,080
110% of SAFMR$3,388

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 08821 sits in the Middlesex-Somerset-Hunterdon, NJ area

$2,150$3,400median $2,600

Of the 114 ZIP codes HUD lists for the area, 08821 has the 10th highest two-bedroom Small Area FMR. Middlesex-Somerset-Hunterdon, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,623 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,290$2,061 – $2,519$1,953$2,090
1 bedroom$2,470$2,223 – $2,717$2,103$2,290
2 bedrooms$3,080$2,772 – $3,388$2,623$2,880
3 bedrooms$3,670$3,303 – $4,037$3,125$3,450
4 bedrooms$4,120$3,708 – $4,532$3,508$3,820

A household renting a two-bedroom home at the Small Area FMR of $3,080 needs about $123,200 a year to keep housing costs at 30% of income. The area median family income is $154,800 and the 80% low-income limit for four people is $114,600. ZIP code 08821 lies mainly in Somerset County. See the Middlesex-Somerset-Hunterdon, NJ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
08844Hillsborough1.7 mi$3,080
08853Neshanic Station3.1 mi$2,770
08869Raritan4.1 mi$2,740
08876Somerville4.8 mi$2,530
08502Belle Mead5.2 mi$3,370
08835Manville5.3 mi$2,540

Questions

What is the Fair Market Rent for ZIP code 08821?

HUD's FY2027 Small Area Fair Market Rents for 08821 are $2,290 (studio), $2,470 (1 BR), $3,080 (2 BR), $3,670 (3 BR) and $4,120 (4 BR) a month.

What is the Section 8 payment standard in 08821?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 08821 that range is $2,772 to $3,388 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 08821?

The FY2026 income limits of the Middlesex-Somerset-Hunterdon, NJ area apply: median family income $154,800, low-income (80%) limit $114,600 for a family of four.