FY2027 Small Area FMR · Montauk, NY

ZIP 11954 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11954 (Montauk, NY) is $2,960 a month, down 5.7% from FY2026. That is 10% above the Nassau-Suffolk, NY area-wide FMR of $2,689.

2-bedroom SAFMR$2,960per month ▼ 5.7%

Area-wide 2 BR FMR$2,689Nassau-Suffolk, NY

Rank in the area53rdof 190 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,664

2 BR Small Area FMR$2,960

110% of SAFMR$3,256

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,160▼ 5.3%

1 BR$2,520▼ 7.4%

2 BR$2,960▼ 5.7%

3 BR$3,810▼ 6.4%

4 BR$4,040▼ 6.3%

FY2027 FY2026

Where 11954 sits in the Nassau-Suffolk, NY area

Of the 190 ZIP codes HUD lists for the area, 11954 has the 53rd highest two-bedroom Small Area FMR. Nassau-Suffolk, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,689 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,960 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,160	$1,944 – $2,376	$1,964	$2,280
1 bedroom	$2,520	$2,268 – $2,772	$2,285	$2,720
2 bedrooms	$2,960	$2,664 – $3,256	$2,689	$3,140
3 bedrooms	$3,810	$3,429 – $4,191	$3,458	$4,070
4 bedrooms	$4,040	$3,636 – $4,444	$3,671	$4,310

A household renting a two-bedroom home at the Small Area FMR of $2,960 needs about $118,400 a year to keep housing costs at 30% of income. The area median family income is $164,300 and the 80% low-income limit for four people is $128,100. ZIP code 11954 lies mainly in Suffolk County. See the Nassau-Suffolk, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
11930	Amagansett	8.9 mi	$3,270
11937	East Hampton	11.8 mi	$3,450
11957	Orient	14.0 mi	$2,950
06390	Fishers Island	16.1 mi	$2,670
11975	Wainscott	17.2 mi	$3,470
11965	Shelter Island Heights	18.2 mi	$2,850

Questions

What is the Fair Market Rent for ZIP code 11954?

HUD's FY2027 Small Area Fair Market Rents for 11954 are $2,160 (studio), $2,520 (1 BR), $2,960 (2 BR), $3,810 (3 BR) and $4,040 (4 BR) a month.

What is the Section 8 payment standard in 11954?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11954 that range is $2,664 to $3,256 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11954?

The FY2026 income limits of the Nassau-Suffolk, NY area apply: median family income $164,300, low-income (80%) limit $128,100 for a family of four.