FY2027 Small Area FMR · Athens, NY

ZIP 12015 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12015 (Athens, NY) is $1,450 a month, up 2.8% from FY2026. That is 7% above the Greene County, NY area-wide FMR of $1,354.

2-bedroom SAFMR$1,450per month ▲ 2.8%

Area-wide 2 BR FMR$1,354Greene County, NY

Rank in the area14thof 43 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,305

2 BR Small Area FMR$1,450

110% of SAFMR$1,595

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,030▼ 1.0%

1 BR$1,170▲ 1.7%

2 BR$1,450▲ 2.8%

3 BR$1,890▲ 1.6%

4 BR$2,260▲ 6.1%

FY2027 FY2026

Where 12015 sits in the Greene County, NY area

Of the 43 ZIP codes HUD lists for the area, 12015 has the 14th highest two-bedroom Small Area FMR. Greene County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,354 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,450 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,030	$927 – $1,133	$961	$1,040
1 bedroom	$1,170	$1,053 – $1,287	$1,095	$1,150
2 bedrooms	$1,450	$1,305 – $1,595	$1,354	$1,410
3 bedrooms	$1,890	$1,701 – $2,079	$1,768	$1,860
4 bedrooms	$2,260	$2,034 – $2,486	$2,106	$2,130

A household renting a two-bedroom home at the Small Area FMR of $1,450 needs about $58,000 a year to keep housing costs at 30% of income. The area median family income is $106,500 and the 80% low-income limit for four people is $85,200. ZIP code 12015 lies mainly in Greene County. See the Greene County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
12051	Coxsackie	3.7 mi	$1,240
12172	Stottville	4.4 mi	$1,680
12058	Earlton	5.9 mi	$1,350
12414	Catskill	6.2 mi	$1,640
12451	Leeds	6.3 mi	$1,310
12174	Stuyvesant Falls	6.4 mi	$1,410

Questions

What is the Fair Market Rent for ZIP code 12015?

HUD's FY2027 Small Area Fair Market Rents for 12015 are $1,030 (studio), $1,170 (1 BR), $1,450 (2 BR), $1,890 (3 BR) and $2,260 (4 BR) a month.

What is the Section 8 payment standard in 12015?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12015 that range is $1,305 to $1,595 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12015?

The FY2026 income limits of the Greene County, NY area apply: median family income $106,500, low-income (80%) limit $85,200 for a family of four.