FY2027 Small Area FMR · Thendara, NY

ZIP 13472 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13472 (Thendara, NY) is $1,100 a month, up 2.8% from FY2026. That is 9% below the Utica-Rome, NY area-wide FMR of $1,210.

2-bedroom SAFMR$1,100per month ▲ 2.8%

Area-wide 2 BR FMR$1,210Utica-Rome, NY

Rank in the area59thof 84 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990

2 BR Small Area FMR$1,100

110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▼ 2.4%

1 BR$860▲ 2.4%

2 BR$1,100▲ 2.8%

3 BR$1,310▲ 2.3%

4 BR$1,490■ 0.0%

FY2027 FY2026

Where 13472 sits in the Utica-Rome, NY area

Of the 84 ZIP codes HUD lists for the area, 13472 has the 59th highest two-bedroom Small Area FMR. Utica-Rome, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,210 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$857	$830
1 bedroom	$860	$774 – $946	$946	$840
2 bedrooms	$1,100	$990 – $1,210	$1,210	$1,070
3 bedrooms	$1,310	$1,179 – $1,441	$1,442	$1,280
4 bedrooms	$1,490	$1,341 – $1,639	$1,636	$1,490

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $98,500 and the 80% low-income limit for four people is $78,300. ZIP code 13472 lies mainly in Herkimer County. See the Utica-Rome, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13420	Old Forge	4.4 mi	$1,100
13312	Brantingham	6.8 mi	$1,010
13433	Port Leyden	11.5 mi	$1,050
13368	Lyons Falls	11.7 mi	$1,010
13494	Woodgate	12.0 mi	$1,230
13338	Forestport	12.4 mi	$1,310

Questions

What is the Fair Market Rent for ZIP code 13472?

HUD's FY2027 Small Area Fair Market Rents for 13472 are $810 (studio), $860 (1 BR), $1,100 (2 BR), $1,310 (3 BR) and $1,490 (4 BR) a month.

What is the Section 8 payment standard in 13472?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13472 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13472?

The FY2026 income limits of the Utica-Rome, NY area apply: median family income $98,500, low-income (80%) limit $78,300 for a family of four.