FY2027 Small Area FMR · Verona, NY

ZIP 13478 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13478 (Verona, NY) is $1,130 a month, up 0.9% from FY2026. That is 7% below the Utica-Rome, NY area-wide FMR of $1,210.

2-bedroom SAFMR$1,130per month ▲ 0.9%

Area-wide 2 BR FMR$1,210Utica-Rome, NY

Rank in the area53rdof 84 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,017

2 BR Small Area FMR$1,130

110% of SAFMR$1,243

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▼ 5.8%

1 BR$880■ 0.0%

2 BR$1,130▲ 0.9%

3 BR$1,350▲ 0.7%

4 BR$1,530▼ 1.3%

FY2027 FY2026

Where 13478 sits in the Utica-Rome, NY area

Of the 84 ZIP codes HUD lists for the area, 13478 has the 53rd highest two-bedroom Small Area FMR. Utica-Rome, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,210 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,130 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$857	$860
1 bedroom	$880	$792 – $968	$946	$880
2 bedrooms	$1,130	$1,017 – $1,243	$1,210	$1,120
3 bedrooms	$1,350	$1,215 – $1,485	$1,442	$1,340
4 bedrooms	$1,530	$1,377 – $1,683	$1,636	$1,550

A household renting a two-bedroom home at the Small Area FMR of $1,130 needs about $45,200 a year to keep housing costs at 30% of income. The area median family income is $98,500 and the 80% low-income limit for four people is $78,300. ZIP code 13478 lies mainly in Oneida County. See the Utica-Rome, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13054	Durhamville	4.6 mi	$1,220
13461	Sherrill	5.2 mi	$1,440
13476	Vernon	5.3 mi	$1,160
13421	Oneida	6.9 mi	$1,260
13162	Verona Beach	7.3 mi	$1,220
13440	Rome	7.8 mi	$1,250

Questions

What is the Fair Market Rent for ZIP code 13478?

HUD's FY2027 Small Area Fair Market Rents for 13478 are $810 (studio), $880 (1 BR), $1,130 (2 BR), $1,350 (3 BR) and $1,530 (4 BR) a month.

What is the Section 8 payment standard in 13478?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13478 that range is $1,017 to $1,243 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13478?

The FY2026 income limits of the Utica-Rome, NY area apply: median family income $98,500, low-income (80%) limit $78,300 for a family of four.