FY2027 Small Area FMR · Vernon, NY

ZIP 13476 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13476 (Vernon, NY) is $1,160 a month, up 1.8% from FY2026. That is 4% below the Utica-Rome, NY area-wide FMR of $1,210.

2-bedroom SAFMR$1,160per month ▲ 1.8%

Area-wide 2 BR FMR$1,210Utica-Rome, NY

Rank in the area50thof 84 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,044

2 BR Small Area FMR$1,160

110% of SAFMR$1,276

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$820▼ 5.7%

1 BR$910▲ 1.1%

2 BR$1,160▲ 1.8%

3 BR$1,380▲ 0.7%

4 BR$1,570▼ 0.6%

FY2027 FY2026

Where 13476 sits in the Utica-Rome, NY area

Of the 84 ZIP codes HUD lists for the area, 13476 has the 50th highest two-bedroom Small Area FMR. Utica-Rome, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,210 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,160 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$820	$738 – $902	$857	$870
1 bedroom	$910	$819 – $1,001	$946	$900
2 bedrooms	$1,160	$1,044 – $1,276	$1,210	$1,140
3 bedrooms	$1,380	$1,242 – $1,518	$1,442	$1,370
4 bedrooms	$1,570	$1,413 – $1,727	$1,636	$1,580

A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $98,500 and the 80% low-income limit for four people is $78,300. ZIP code 13476 lies mainly in Oneida County. See the Utica-Rome, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13477	Vernon Center	3.8 mi	$1,060
13490	Westmoreland	4.5 mi	$1,240
13461	Sherrill	4.7 mi	$1,440
13478	Verona	5.3 mi	$1,130
13321	Clark Mills	6.9 mi	$1,340
13323	Clinton	7.3 mi	$1,440

Questions

What is the Fair Market Rent for ZIP code 13476?

HUD's FY2027 Small Area Fair Market Rents for 13476 are $820 (studio), $910 (1 BR), $1,160 (2 BR), $1,380 (3 BR) and $1,570 (4 BR) a month.

What is the Section 8 payment standard in 13476?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13476 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13476?

The FY2026 income limits of the Utica-Rome, NY area apply: median family income $98,500, low-income (80%) limit $78,300 for a family of four.