FY2027 Small Area FMR · Black River, NY

ZIP 13612 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13612 (Black River, NY) is $1,270 a month, up 9.5% from FY2026. That is 13% below the Watertown-Fort Drum, NY area-wide FMR of $1,453.

2-bedroom SAFMR$1,270per month ▲ 9.5%

Area-wide 2 BR FMR$1,453Watertown-Fort Drum, NY

Rank in the area19thof 46 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,143

2 BR Small Area FMR$1,270

110% of SAFMR$1,397

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▲ 8.6%

1 BR$970▲ 10.2%

2 BR$1,270▲ 9.5%

3 BR$1,730▲ 10.2%

4 BR$2,110▲ 9.9%

FY2027 FY2026

Where 13612 sits in the Watertown-Fort Drum, NY area

Of the 46 ZIP codes HUD lists for the area, 13612 has the 19th highest two-bedroom Small Area FMR. Watertown-Fort Drum, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,453 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,270 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$1,012	$810
1 bedroom	$970	$873 – $1,067	$1,111	$880
2 bedrooms	$1,270	$1,143 – $1,397	$1,453	$1,160
3 bedrooms	$1,730	$1,557 – $1,903	$1,995	$1,570
4 bedrooms	$2,110	$1,899 – $2,321	$2,376	$1,920

A household renting a two-bedroom home at the Small Area FMR of $1,270 needs about $50,800 a year to keep housing costs at 30% of income. The area median family income is $86,600 and the 80% low-income limit for four people is $71,900. ZIP code 13612 lies mainly in Jefferson County. See the Watertown-Fort Drum, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13638	Felts Mills	2.6 mi	$1,270
13603	Watertown	3.7 mi	$1,800
13643	Great Bend	4.1 mi	$1,290
13628	Deferiet	5.3 mi	$1,340
13616	Calcium	5.4 mi	$1,480
13602	Fort Drum	5.5 mi	$1,600

Questions

What is the Fair Market Rent for ZIP code 13612?

HUD's FY2027 Small Area Fair Market Rents for 13612 are $880 (studio), $970 (1 BR), $1,270 (2 BR), $1,730 (3 BR) and $2,110 (4 BR) a month.

What is the Section 8 payment standard in 13612?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13612 that range is $1,143 to $1,397 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13612?

The FY2026 income limits of the Watertown-Fort Drum, NY area apply: median family income $86,600, low-income (80%) limit $71,900 for a family of four.