FY2027 Small Area FMR · Great Bend, NY

ZIP 13643 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13643 (Great Bend, NY) is $1,290 a month, up 2.4% from FY2026. That is 11% below the Watertown-Fort Drum, NY area-wide FMR of $1,453.

2-bedroom SAFMR$1,290per month ▲ 2.4%

Area-wide 2 BR FMR$1,453Watertown-Fort Drum, NY

Rank in the area17thof 46 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,161

2 BR Small Area FMR$1,290

110% of SAFMR$1,419

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$900▲ 3.4%

1 BR$1,000▲ 3.1%

2 BR$1,290▲ 2.4%

3 BR$1,770▲ 3.5%

4 BR$2,110▲ 1.0%

FY2027 FY2026

Where 13643 sits in the Watertown-Fort Drum, NY area

Of the 46 ZIP codes HUD lists for the area, 13643 has the 17th highest two-bedroom Small Area FMR. Watertown-Fort Drum, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,453 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,290 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$900	$810 – $990	$1,012	$870
1 bedroom	$1,000	$900 – $1,100	$1,111	$970
2 bedrooms	$1,290	$1,161 – $1,419	$1,453	$1,260
3 bedrooms	$1,770	$1,593 – $1,947	$1,995	$1,710
4 bedrooms	$2,110	$1,899 – $2,321	$2,376	$2,090

A household renting a two-bedroom home at the Small Area FMR of $1,290 needs about $51,600 a year to keep housing costs at 30% of income. The area median family income is $86,600 and the 80% low-income limit for four people is $71,900. ZIP code 13643 lies mainly in Jefferson County. See the Watertown-Fort Drum, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13628	Deferiet	1.7 mi	$1,340
13638	Felts Mills	1.7 mi	$1,270
13603	Watertown	3.8 mi	$1,800
13602	Fort Drum	3.9 mi	$1,600
13612	Black River	4.1 mi	$1,270
13619	Carthage	6.8 mi	$1,290

Questions

What is the Fair Market Rent for ZIP code 13643?

HUD's FY2027 Small Area Fair Market Rents for 13643 are $900 (studio), $1,000 (1 BR), $1,290 (2 BR), $1,770 (3 BR) and $2,110 (4 BR) a month.

What is the Section 8 payment standard in 13643?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13643 that range is $1,161 to $1,419 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13643?

The FY2026 income limits of the Watertown-Fort Drum, NY area apply: median family income $86,600, low-income (80%) limit $71,900 for a family of four.