FY2027 Small Area FMR · Deferiet, NY

ZIP 13628 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13628 (Deferiet, NY) is $1,340 a month, up 13.6% from FY2026. That is 8% below the Watertown-Fort Drum, NY area-wide FMR of $1,453.

2-bedroom SAFMR$1,340per month ▲ 13.6%

Area-wide 2 BR FMR$1,453Watertown-Fort Drum, NY

Rank in the area13thof 46 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,206

2 BR Small Area FMR$1,340

110% of SAFMR$1,474

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$930▲ 14.8%

1 BR$1,020▲ 13.3%

2 BR$1,340▲ 13.6%

3 BR$1,840▲ 15.0%

4 BR$2,190▲ 11.2%

FY2027 FY2026

Where 13628 sits in the Watertown-Fort Drum, NY area

Of the 46 ZIP codes HUD lists for the area, 13628 has the 13th highest two-bedroom Small Area FMR. Watertown-Fort Drum, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,453 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,340 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$930	$837 – $1,023	$1,012	$810
1 bedroom	$1,020	$918 – $1,122	$1,111	$900
2 bedrooms	$1,340	$1,206 – $1,474	$1,453	$1,180
3 bedrooms	$1,840	$1,656 – $2,024	$1,995	$1,600
4 bedrooms	$2,190	$1,971 – $2,409	$2,376	$1,970

A household renting a two-bedroom home at the Small Area FMR of $1,340 needs about $53,600 a year to keep housing costs at 30% of income. The area median family income is $86,600 and the 80% low-income limit for four people is $71,900. ZIP code 13628 lies mainly in Jefferson County. See the Watertown-Fort Drum, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13643	Great Bend	1.7 mi	$1,290
13638	Felts Mills	3.3 mi	$1,270
13612	Black River	5.3 mi	$1,270
13619	Carthage	5.4 mi	$1,290
13602	Fort Drum	5.4 mi	$1,600
13603	Watertown	5.5 mi	$1,800

Questions

What is the Fair Market Rent for ZIP code 13628?

HUD's FY2027 Small Area Fair Market Rents for 13628 are $930 (studio), $1,020 (1 BR), $1,340 (2 BR), $1,840 (3 BR) and $2,190 (4 BR) a month.

What is the Section 8 payment standard in 13628?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13628 that range is $1,206 to $1,474 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13628?

The FY2026 income limits of the Watertown-Fort Drum, NY area apply: median family income $86,600, low-income (80%) limit $71,900 for a family of four.