FY2027 Small Area FMR · Denmark, NY

ZIP 13631 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13631 (Denmark, NY) is $1,450 a month, up 2.8% from FY2026. That is 0% equal to the Watertown-Fort Drum, NY area-wide FMR of $1,453.

2-bedroom SAFMR$1,450per month ▲ 2.8%

Area-wide 2 BR FMR$1,453Watertown-Fort Drum, NY

Rank in the area7thof 46 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,305

2 BR Small Area FMR$1,450

110% of SAFMR$1,595

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,010▲ 4.1%

1 BR$1,110▲ 3.7%

2 BR$1,450▲ 2.8%

3 BR$1,990▲ 4.2%

4 BR$2,370▲ 0.9%

FY2027 FY2026

Where 13631 sits in the Watertown-Fort Drum, NY area

Of the 46 ZIP codes HUD lists for the area, 13631 has the 7th highest two-bedroom Small Area FMR. Watertown-Fort Drum, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,453 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,450 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,010	$909 – $1,111	$1,012	$970
1 bedroom	$1,110	$999 – $1,221	$1,111	$1,070
2 bedrooms	$1,450	$1,305 – $1,595	$1,453	$1,410
3 bedrooms	$1,990	$1,791 – $2,189	$1,995	$1,910
4 bedrooms	$2,370	$2,133 – $2,607	$2,376	$2,350

A household renting a two-bedroom home at the Small Area FMR of $1,450 needs about $58,000 a year to keep housing costs at 30% of income. The area median family income is $86,600 and the 80% low-income limit for four people is $71,900. ZIP code 13631 lies mainly in Lewis County. See the Watertown-Fort Drum, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13619	Carthage	5.5 mi	$1,290
13620	Castorland	6.7 mi	$1,090
13305	Beaver Falls	8.0 mi	$1,090
13626	Copenhagen	9.0 mi	$1,270
13367	Lowville	10.1 mi	$1,060
13628	Deferiet	10.3 mi	$1,340

Questions

What is the Fair Market Rent for ZIP code 13631?

HUD's FY2027 Small Area Fair Market Rents for 13631 are $1,010 (studio), $1,110 (1 BR), $1,450 (2 BR), $1,990 (3 BR) and $2,370 (4 BR) a month.

What is the Section 8 payment standard in 13631?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13631 that range is $1,305 to $1,595 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13631?

The FY2026 income limits of the Watertown-Fort Drum, NY area apply: median family income $86,600, low-income (80%) limit $71,900 for a family of four.