Income Limits by County

FY2027 Small Area FMR · Carthage, NY

ZIP 13619 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13619 (Carthage, NY) is $1,290 a month, up 2.4% from FY2026. That is 11% below the Watertown-Fort Drum, NY area-wide FMR of $1,453.

2-bedroom SAFMR$1,290per month ▲ 2.4%
Area-wide 2 BR FMR$1,453Watertown-Fort Drum, NY
Rank in the area17thof 46 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,161
2 BR Small Area FMR$1,290
110% of SAFMR$1,419

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 13619 sits in the Watertown-Fort Drum, NY area

$1,270$1,800median $1,270

Of the 46 ZIP codes HUD lists for the area, 13619 has the 17th highest two-bedroom Small Area FMR. Watertown-Fort Drum, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,453 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,290 for this ZIP code instead.

ZIP code 13619 crosses more than one HUD area. HUD also lists it under Lewis County, NY (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$900$810 – $990$1,012$870
1 bedroom$1,000$900 – $1,100$1,111$970
2 bedrooms$1,290$1,161 – $1,419$1,453$1,260
3 bedrooms$1,770$1,593 – $1,947$1,995$1,710
4 bedrooms$2,110$1,899 – $2,321$2,376$2,090

A household renting a two-bedroom home at the Small Area FMR of $1,290 needs about $51,600 a year to keep housing costs at 30% of income. The area median family income is $86,600 and the 80% low-income limit for four people is $71,900. ZIP code 13619 lies mainly in Jefferson County and Lewis County. See the Watertown-Fort Drum, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
13628Deferiet5.4 mi$1,340
13643Great Bend6.8 mi$1,290
13638Felts Mills7.8 mi$1,270
13612Black River8.4 mi$1,270
13620Castorland9.0 mi$1,090
13665Natural Bridge9.6 mi$1,270

Questions

What is the Fair Market Rent for ZIP code 13619?

HUD's FY2027 Small Area Fair Market Rents for 13619 are $900 (studio), $1,000 (1 BR), $1,290 (2 BR), $1,770 (3 BR) and $2,110 (4 BR) a month.

What is the Section 8 payment standard in 13619?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13619 that range is $1,161 to $1,419 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13619?

The FY2026 income limits of the Watertown-Fort Drum, NY area apply: median family income $86,600, low-income (80%) limit $71,900 for a family of four.