Income Limits by County

FY2027 Small Area FMR · Newark Valley, NY

ZIP 13811 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13811 (Newark Valley, NY) is $1,170 a month, up 4.5% from FY2026. That is 4% below the Binghamton, NY area-wide FMR of $1,219.

2-bedroom SAFMR$1,170per month ▲ 4.5%
Area-wide 2 BR FMR$1,219Binghamton, NY
Rank in the area36thof 52 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,053
2 BR Small Area FMR$1,170
110% of SAFMR$1,287

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 13811 sits in the Binghamton, NY area

$1,010$1,830median $1,220

Of the 52 ZIP codes HUD lists for the area, 13811 has the 36th highest two-bedroom Small Area FMR. Binghamton, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,219 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,170 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$810$729 – $891$849$800
1 bedroom$920$828 – $1,012$954$880
2 bedrooms$1,170$1,053 – $1,287$1,219$1,120
3 bedrooms$1,470$1,323 – $1,617$1,535$1,430
4 bedrooms$1,700$1,530 – $1,870$1,769$1,650

A household renting a two-bedroom home at the Small Area FMR of $1,170 needs about $46,800 a year to keep housing costs at 30% of income. The area median family income is $88,600 and the 80% low-income limit for four people is $71,900. ZIP code 13811 lies mainly in Tioga County and Broome County. See the Binghamton, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
13802Maine6.3 mi$1,100
13736Berkshire6.5 mi$1,580
13760Endicott8.1 mi$1,220
13743Candor9.0 mi$1,200
13777Glen Aubrey9.1 mi$1,200
13827Owego9.2 mi$1,190

Questions

What is the Fair Market Rent for ZIP code 13811?

HUD's FY2027 Small Area Fair Market Rents for 13811 are $810 (studio), $920 (1 BR), $1,170 (2 BR), $1,470 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 13811?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13811 that range is $1,053 to $1,287 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13811?

The FY2026 income limits of the Binghamton, NY area apply: median family income $88,600, low-income (80%) limit $71,900 for a family of four.