Income Limits by County

FY2027 Small Area FMR · Endicott, NY

ZIP 13760 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13760 (Endicott, NY) is $1,220 a month, up 13.0% from FY2026. That is 0% equal to the Binghamton, NY area-wide FMR of $1,219.

2-bedroom SAFMR$1,220per month ▲ 13.0%
Area-wide 2 BR FMR$1,219Binghamton, NY
Rank in the area18thof 52 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,098
2 BR Small Area FMR$1,220
110% of SAFMR$1,342

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 13760 sits in the Binghamton, NY area

$1,010$1,830median $1,220

Of the 52 ZIP codes HUD lists for the area, 13760 has the 18th highest two-bedroom Small Area FMR. Binghamton, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,219 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,220 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$850$765 – $935$849$790
1 bedroom$960$864 – $1,056$954$850
2 bedrooms$1,220$1,098 – $1,342$1,219$1,080
3 bedrooms$1,540$1,386 – $1,694$1,535$1,380
4 bedrooms$1,770$1,593 – $1,947$1,769$1,590

A household renting a two-bedroom home at the Small Area FMR of $1,220 needs about $48,800 a year to keep housing costs at 30% of income. The area median family income is $88,600 and the 80% low-income limit for four people is $71,900. ZIP code 13760 lies mainly in Broome County and Tioga County. See the Binghamton, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
13790Johnson City4.8 mi$1,330
13902Binghamton6.7 mi$1,430
13850Vestal6.7 mi$1,430
13732Apalachin7.2 mi$1,290
13905Binghamton7.7 mi$1,320
13802Maine7.8 mi$1,100

Questions

What is the Fair Market Rent for ZIP code 13760?

HUD's FY2027 Small Area Fair Market Rents for 13760 are $850 (studio), $960 (1 BR), $1,220 (2 BR), $1,540 (3 BR) and $1,770 (4 BR) a month.

What is the Section 8 payment standard in 13760?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13760 that range is $1,098 to $1,342 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13760?

The FY2026 income limits of the Binghamton, NY area apply: median family income $88,600, low-income (80%) limit $71,900 for a family of four.