FY2027 Small Area FMR · East Rochester, NY

ZIP 14445 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14445 (East Rochester, NY) is $1,430 a month, down 9.5% from FY2026. That is 1% above the Rochester, NY area-wide FMR of $1,416.

2-bedroom SAFMR$1,430per month ▼ 9.5%

Area-wide 2 BR FMR$1,416Rochester, NY

Rank in the area56thof 151 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,287

2 BR Small Area FMR$1,430

110% of SAFMR$1,573

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,010▼ 9.8%

1 BR$1,140▼ 9.5%

2 BR$1,430▼ 9.5%

3 BR$1,710▼ 10.0%

4 BR$1,890▼ 9.6%

FY2027 FY2026

Where 14445 sits in the Rochester, NY area

Of the 151 ZIP codes HUD lists for the area, 14445 has the 56th highest two-bedroom Small Area FMR. Rochester, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,416 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,430 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,010	$909 – $1,111	$1,005	$1,120
1 bedroom	$1,140	$1,026 – $1,254	$1,131	$1,260
2 bedrooms	$1,430	$1,287 – $1,573	$1,416	$1,580
3 bedrooms	$1,710	$1,539 – $1,881	$1,706	$1,900
4 bedrooms	$1,890	$1,701 – $2,079	$1,875	$2,090

A household renting a two-bedroom home at the Small Area FMR of $1,430 needs about $57,200 a year to keep housing costs at 30% of income. The area median family income is $107,000 and the 80% low-income limit for four people is $85,600. ZIP code 14445 lies mainly in Monroe County. See the Rochester, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
14625	Rochester	2.7 mi	$1,820
14618	Rochester	3.3 mi	$1,700
14610	Rochester	3.4 mi	$1,510
14526	Penfield	3.5 mi	$1,470
14450	Fairport	3.8 mi	$1,620
14534	Pittsford	4.2 mi	$2,130

Questions

What is the Fair Market Rent for ZIP code 14445?

HUD's FY2027 Small Area Fair Market Rents for 14445 are $1,010 (studio), $1,140 (1 BR), $1,430 (2 BR), $1,710 (3 BR) and $1,890 (4 BR) a month.

What is the Section 8 payment standard in 14445?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14445 that range is $1,287 to $1,573 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 14445?

The FY2026 income limits of the Rochester, NY area apply: median family income $107,000, low-income (80%) limit $85,600 for a family of four.